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20o9o4os4 (C) "Lender" is National City D[artgtaga a divisipn of National City Bank Lender is a National banking ]tasociation organized and existing under the laws of [lotted Statea Lender's address is 3232 NEVtltAtitC DRIVE, MIAASISb17RG, pH 45942 Lender is the beneficiary unde'rnthis Security lnsttument.1 Y _ ~ p (D} "Trustee" is ~ (/+ y/ rq /d r ~ /~I i / nr (M~1~1 ~~ (' , ~.( e . (E) "Note" means the prol/lmistsorwyno4teVsVY,ignedl lby-Btarr' ovwclr rand dated ~yTx~j-',` 2009 The Note states that Borrower owes l.ettder pt![E [D)ND1t6D SICHA'7[ SEVEN THOYiSAND 1190 HONDRED & 00/100 Dollars (U.S. $ 187 , 200.00) Pis interest. Borrower has promised tO pay this debt in regular Periodic Payments and w pay the debt in full not later than Srtne I. • 2039 (F) "Property" means [he property that is described below under the heading "Transfer of Rights in the Propetrty." (C) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and fate charges due under the Notc, and all sums due under this Security LtstrttmenG plus interes~ (Iq "Riders" means alt Riders lO this Security lnstrumcnt that are executed by Borrower, The following Riders are to be executed by Borrower (check box as applicable]: U Adjustable Rate Rider 0 Condominium Rider ~, Second Homc Rider Balloon Rider ®Planned Unit l7evelopment Rider 1-4 Family Rider V A Rider n Biweekly Payment Rider Other(s) Isp~~'Y) (I) "Applicable Law" means all controlling applicahic (etlcaal, state and local statntes, regulations, ordinances and administrapve rules and orders (that have the effect of law) as well as ap applicable final, non-appealablcjudicial opinions. W) "Community Association Dues, Fees, and Assessments" means all duee, fees, assessments and other cha[ges Ufa! are imposed on Borrower or the Property by a Condominium association, hottteowners association or similar organization. (K) "Electrtrnie E ands Transfer" means any transfer of fitruie, other than a transaction originated by check, draft, or similtu paper insatment, which is utitialed through an electrtmic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution w debit or erexiit aft account Such team includes, but is not limited to, pain[-af-sale transfers, auwmated [eller machine transactions, transfers initiated by telephone, wire transfers, and atrtnmated clearinghouse tnutsfers. [L) "Escrow Ttems" means dtose items that are described in Section 3. (114) "Miscellane(rus Proceeds" means any compensation, settlement, award of darnages, or proceeds paid by any third pony (other than insurance praeeds paid under the coverages described in Section 5} far: (i) damage to, Or destruction of, the Property; (ii) condemnation or other taking of alt or any part of the Property; (iii) conveyance in lieu of condemnation or (iv) misrepresentations of, or Omissions as to, the value and/or condition o(the Property. (N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default nn, the Lean. NEbRA91(A - Singlo Family - Fannle MaalFraddlr Mac UNIFORM INSTRUMEN~]1/`J~ -6(NE) (081 I I Page 2 of 15 Inltialu: ~~ `~ Or 28 1101