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,~ w. <br />20090397E <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />STATE OF NEBRASKA, <br />(Seal) <br />Kenneth D Bruce _Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />[Space Below This Line For Acknowledgment] <br />Hall County ss: <br />On this 15th day of Mav 1S, 2009 ,before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Kenneth D Bruce, a Single Man <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at Grand Island, NE <br />in said county, the date aforesaid. <br />My Commission expires: ~ <br />GENERAL NOTARY-5tateol Nebraska Edward J.Jarosi -NotaryPualic <br />EDWgRp J. JAROSIK <br />My Comm. Ezp. Oc1.17, 2011 <br />NEBRASKA- Single Family -Fannie Mae/FreddleMac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Fonns Inc. (800) 446-3555 <br />LFI#FNMA3028 4102 Page 13 of 13 <br />