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<br />DEFINI"PIONS
<br />[Space Above This Line For Recording Data]
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<br />DEED OF TRUST
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 1 l , 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section. 16.
<br />(A) "Security Instrmnent" means this document, which is dated ........................ D5,-t9; 20119. , , , .. , ....... _ _ _ _ ........... together
<br />with all Riders to this document.
<br />(B) "Borrower" is .R4NALD,E.BLI55ANQ.KELLY,{V;,Q(IS$,HUSBANpANp,WIFE,,,,,,,,,,,,,,,,
<br />...........................................................
<br />........................................................................................................................................ .
<br />Borrower is the trustor under this Security Instrument.
<br />..............................
<br />(C) "Lender" is BANK AF pONIPHAN ........................................................................................... .
<br />Lender is a .G4ftp4R.ATIRN ........................................................................................... der
<br />organised and existing un
<br />the laws of .THE STAJ.~ OF I~~QHA$ltA .........................................Lender's address is . P O,BOX,~7Q, pQNI~rAN, NE, 68832,-0270, _ _ _„
<br />......................................................................................................................................................... .
<br />Under is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is BANK OF dONIPMAN. P.[],.BDX 270 DDNIPHAN, NE .68832 ...... . ............. . . . . ................ . . ... . . . ............ . . . ... . .......... .
<br />(E) "Note" means the promissory note signed by Borrower and dated D5.19.2009, , , , , ,, , , , , , , , , , , , , ,
<br />.................................The
<br />Note states that Borrower owes Lender IARTY. N1N.~ ?IiQU.SAf~U.SIX HUNARER 5lXTt( f.4Uft ANl?.5411 UA ..... . . . .. . ...... . . . ........................ . . .
<br />.......... ................................... Dollars (iJ.S, $ 49,664;54........................) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ..................... DB~DZ~2Al4.....................
<br />........................................................................................................................................................ .
<br />(F) "Property" means the property that is described below under the heading "'Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security Instrument, plus interest,
<br />(H) "Riders" means all Riders to this Security lnstnmtent that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />f:7 Adjustable Rate Rider f::l C'ondominium Rider ^ Second Home Rider
<br />l3ll Balloon Rider C.I Planned Unit llevelopment Rider ^ Other(s) [spccifyJ .......................
<br />^ 1-4 Family Rider ^ Biweekly Payment Rider
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and c>tders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds "Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instnunent, computer, or magnetic tape so as to
<br />order, inst;t'tict, or authorize a financial institution to debit or credit an account. Such term includes, belt is not limited lo,
<br />point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(I,) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(O) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation of
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does nc7t qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken tills to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and/or this Security Instrument.
<br />Form 302$ 1101
<br />NEBRASKA-Single Family-Fannie Mae(Freddie Mac UNIFORM INSTRUMENT q~ ~ IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII
<br />(~BnkP.rS .Ciy51 P.I115, IIIC.., ,Cit. CIOUd, MN Form MD-1-NE S/17/Z000 I/ /I'~~
<br />ref: 1 /2001 (pnge I of 7 pages) ~ J B 2 A 0
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