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200903864
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Last modified
5/18/2009 4:50:21 PM
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5/18/2009 4:50:20 PM
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200903864
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<br />NII:'JOZ8.40t,xml <br /> <br />Words used In multiple sections of tbls document are dermed below and other words are del10ed In Sections 3, II, <br />13, 18,20 and 21. Certalo rules regarding tbe usage of words used In this document are also provided In Section 16. <br /> <br />(A) "Security Instrument" means this document, which Is dated MAY 11, 2009 , together <br />with all Riders to this document. <br />(B) "Borrower" Is CHAD S SEYLER AND MINDI S SEYLER HUSBAND AND WIFE <br /> <br />Borrower Is tbe trustor under tbls Security Insb'ument. <br />(C) "Lender" Is NORTHWEST BANK <br /> <br />Lender Is a FEDERAL SAVINGS BANK <br />and existing under the laws of IOWA <br />Lender's address Is 101 W 5TH ST, SPENCER, IOWA 51301 <br /> <br />organized <br /> <br />Lender Is the beneficiary under tbls Security Instrument. <br />(0) "Trustee" Is NORTHWEST BANK <br />101 W 5TH STREET, SPENCER, IOWA 51301 <br />(E) "Note" means the promissory note signed by Borrower and dated MAY 11, 2009 <br />The Note states that BOITowerowes Lender SIXTY-SEVEN THOUSAND NINE HUNDRED <br />AND 00/100 Dollars(U.S.$ 67,900.00 ) <br />plus Interest. Borrower has promised to pay this debt In resular Periodic Payments and to pay the debt in full not later <br />than JUNE 1, 2024 <br />(F) "Property" means the property that Is described below under the headtng "Transfer of Rights In the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note. and all sums due under this Security Instrument, plus Interest. <br />(II) "Riders" means all Riders to this Security Iosb'ument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]; <br /> <br />o Adjustable Rate Rider <br />o Balloon Rider <br />o 1-4 Family Rider <br />o Condominium Rider <br /> <br />o Planned Unit Development Rider <br />o Biweekly Payment Rider <br />o Second Home Rider <br />o Other(s) [specify] <br /> <br />(I) "AppHcable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have tbe effect of law) as well as all applicable l1oal, non-appealable judicial <br />opinions. <br />m "Community Assodation Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br /> <br />NE8RASKA--Slngle Family--Fannle MaeJF,eddle Mac UNIFORM INSTRUMENT DocMaglcefo'.~ 800-.41,.,3.2 <br />FOnTI 3028 1/01 Page 1 of 11 _.docmag/c.com <br /> <br />C17 ~5 <br /> <br />o <br />C'\;) <br />o <br />C) <br />CD <br /><::) <br />c...:> <br />CX'> <br />0") <br />...l: <br /> <br />m <br />~ <br />:D <br />~ <br />> <br />~ <br />Z <br />~ <br />c: <br />~ <br />t5 <br /> <br />~~ <br /> <br />L CJ <br />
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