|
<br />
<br /> I ~~ /~
<br /> Q C;;;> o (fl
<br /> ~ 0 m
<br /> CoO o -i ~
<br /> f' ~ "- c:: :t>-
<br /> ;:>~ N
<br />N ~ ~~' :3 ::z-i
<br />S r- ~~ ~ ::::0 --I/TI 0 :0
<br /> -c:
<br />S -<0 m
<br /><0 ~ en 0. ~ 0
<br />.. ....... 0"'T1 0
<br />S ncn 0 (Xl "'T1Z ~
<br />w 'lit: ." C.D
<br />00 I 0 t :x rn
<br />m m -0 :>OJ 0 ~
<br />...... fT1 ::3 r- ::u
<br /> 0 r-:> c...>
<br /> ~ (fJ (f) (Xl
<br /> c..:> ;:0<:: C
<br /> :t>- O> s:
<br /> <:..n ................... m
<br /> en (;n ....... ~
<br /> en
<br /> Z
<br />-"..--" 0
<br /> ISpace Above This Line For Recording Data)
<br /> DEED OF TRUST MIN: 100416700007377832 -+,
<br /> -^
<br /> 0'
<br /> --;J c::..,
<br /> '-.
<br /> DEFINITIONS
<br />
<br />
<br />Words used in multiple sections ofthis document are defined below and other words are defined in Sections 3,11, 13, 18,20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />
<br />(A) "Security Instrument" means this document, which is dated May 8th
<br />all Riders to this document.
<br />(B) "Borrower" is Scott CAddy and Randi L Addy, husband and wife
<br />
<br />, 2009 , together with
<br />
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is CharterWest National Bank
<br />is a Corporation organized and existing under the laws of the State of Nebraska
<br />Lender's address is 714 N Diers Avenue Grand Island, NE 68803
<br />(D) "Trustee" isCharterWest National Bank 201 South Main Street West Point, NE 68788
<br />
<br />. Lender
<br />
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a
<br />nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument.
<br />MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026,
<br />Flint, MI48501-2026, tel. (888) 679-MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated May 8th 2009 . The Note
<br />states that Borrower owes Lender Eighty Three Thousand Two Hundred Fifty and 00/100
<br />Dollars (U .S. $83,250.00 ) plus interest. Borrower has promised
<br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than June 1,2024
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the
<br />Note, and all sums due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />
<br />o Adjustable Rate Rider
<br />o Balloon Rider
<br />o 1-4 Family Rider
<br />
<br />o Condominium Rider
<br />o Planned Unit Development Rider
<br />o Biweekly Payment Rider
<br />
<br />o Second Home Rider
<br />o Other(s) [specifY]
<br />
<br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect oflaw) as well as all applicable final, non-appealable judicial opinions.
<br />(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other char~es that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar orgamzation.
<br />(L) "Electronic Funds Transfer" means any transfer offunds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as
<br />to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(M) "Escrow Items" means those items that are described in Section 3.
<br />(N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or
<br />(iv) misrepresentations of, or omissions as to, the value and/or condition ofthe Property.
<br />(0) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(P) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii)
<br />any amounts under Section 3 of this Security Instrument.
<br />
<br />NEBRASKA--Single Family--Fannie Mae/I<'reddie Mac llNIFORM INSTRlJMENT
<br />12439.CV (11107) 902725
<br />
<br />(MERS)
<br />
<br />Form 3028 1/01 (page I of8 pages)
<br />Creative Thinking, Inc.
<br />
<br />GOTO(OOObd354)
<br />
<br />Return To:
<br />CharterWest National Bank
<br />714 N Diers Avenue
<br />Grand Island, NE 68803
<br />
<br />~flit
<br />
|