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200903764 18. Transfer of the PropertY or a Beneficial Interest In Borrower. As used in this Section 18, "Interest in the Property" means any legal or beneficiarinterest in the Property, inoludlng, but not limited to, those beneflolal Interests transferred in a bond for deed, contract for deed, Installment sales contract or escrow agreement, the Intent of whloh Is the transfer of title by Borrower at a future date to a purchaser. If all or any part of the Property or any Interest In the Property Is sold or transferred (or If Borrower is not a natural person and a beneficial interest in Borrower IS sold or transferred) without Lender's prior written consent, Lender may require immediate payment in full of all sums secured by this Security Instrument. However, thIS option shall not be exercised I)y Lender if such exercise is prohibited by Applicable Law. If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a period of not (ess than 30 days from the date the notloe Is given In accordance with Section 15 within which Borrower must pay all sums secured by this Security Instrument If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower. 19. Borrower's Right to Reinstate After Acceleration. If Borrower meets certain conditions, Borrower shall have the right to have enforcement of tbi$, SecUrity Instrument discontinued.at any time prbrtothe ea..ofie:t of: (a)flve dayabe'lore.sale of the Property pursuant to any power of sale contained in this Security Instrument; (b) such other period as Applicable Law might specify for the termination of Borrower's right to reinstate; or (c) entry of a judgment enforoing this Security Instrument. Those conditions are that Borrower. (a) pays Lender all sums which then would be due under this Security Instrument and the Note as If no acceleration had occurred; (b) oures any default of any other covenants or agreements; (c) pays all expenses incurred In enforcing this Security Instrument, inc1udlng, but not limited to, reasonable attomeys' fees, property Inspection and valuation fees, and other fees Incurred for the purpose of protecting Lender's interest in the Properly and rights under this Security Instrument; and (d) takes such action as Lender may reasonably reqUire to assure that Lender's Interest In the Property ana rights under this Security Instrument, and Borrower's obligation to pay the sums secured by this Security Instrument, shall continue unchanged. Lender may require that Borrower pay such reinstatement sums and expenses in one or more of the following forms, as selected by Lender. (a) caSh; (b) money order; (e} certified check, bank check, treasurer's check or cashier's oheck, provided any such check is drawn upon an institution whose deposits are Insured by a federal agency, Instrumentality or entity; or (d) Electronic Funds Transfer. Upon reinstatement byBorrower~ this Security Instrument and obli~ions secured hereby shall remain fully effective as If no accleration had occurred. However, thIS right to reinstate shall not apply In the case of acceleration under Section 18. 20. Sale of Note; Change of loan Serviceri Notice of Grievance. The Note or a partial Interest in the Note (to~ether with this Security Instrument) can be sold one or more tImes without prior notice to Borrower. A sale might result in a change In the entity (known as the "Loan Servioer") that collects Periodic Payments due under the Note and this Security Instrument and performs other mortgage loan servicing obligations under the Note, this Security Instrumenthand Applicable Law. Tnere also might be one or more changes of the Loan Servicer unrelated to a sale of the Note. If there Is a c ange of the Loan Servlcer, Borrower will be given written notice of the change which will state the name and address of the new Loan Servloer, the address to which payments should be made and any other information RESPA requires in connection with a notloe of transfer of servioing. ]f the Note is sold and thereafter the Loan is serviced by a Loan Servlcer other than the purchaser of the Note, the mortgage loan servicing obligations to Borrower will remain with the Loan Servicer or be transferred to a successor Loan Servicer and are not assumed by the Note purchaser unless otherwise provided by the Note purchaser. Neither Borrower nor Lender may commenoe, join, or be joined to any JUdicial action (as either an individual litigant or the member of a class) that arises from the other party's actions pursuant to this Security Instrument or that alleges that the other party has breached any provision of, orany duty owed by reason of, this Security Instrument, until such Borrower or lender has notified the other party (with such notice given In compliance with the requirements of Section 15) of such alle~ed breach and afforded the other party hereto a reasonable period after the giving of such notice to tak~ corre:nive action. If Applicable Law provides a time period which must elapse before certain action can be taken, that time period will be deemed to be reasonable for purposes of this paragraph. The notice of acceleration and opportunity to cure given to Borrower pursuant to Section 22 and the notice of aoceleration given to Borrower pursuant to SectIon 18 shall be deemed to satisfy the notice and opportunity to take corrective action provisions of this Section 20. 21. Hazardous Substances. As used In this Section 21: (a) "Hazardous Substances" are those substances defined as toxio or hazardous substances, pollutants, or wastes by Environmental Law and the following substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pestICides and herbicides, volatile solvents, materials oontalning asbestos or formaldehyde, and radioactive materials; (b) "Environmental Law" means federal laws and laws of the jurisdiction where the Property is located that relate to health, safety or environmental protection; (c) "Environmental Cleanup" inoludes any response action, remedial action, or removal actionl as defined In Environmental LaW; and (d) an "Environmental COndition" means a condition that can cause, contribute to, or othelWlSe trigger an Environmental Cleanup. Borrower shall not cause or permit the presence, use, dil;lposal, storage, or release of any Hazardous Substanoes, or threaten to release any Hazardous Substances, on or In 1he Property. Borrower shall not do, nor allow anyone else to do, anything affecting the Property (a) that is in violation of any Environmental Law, (b) which creates an Environmental Condition, or (c) which, due to the presence, use, or release of a Hazardous Substance, creates a condition that adversely affects the value of the Property. The preceding two sentences shall not apply to the presence, use, or storage on the Property of small quantities of Hazardous Substanoes that are generally recognized to be appropriate to normal residential uses and to maintenance of the Property (inclUding, but not limited to, hazardous substances in consumer products). Borrower shall promptly give Lender written notice of (a) any Investigation, claim, demand, lawsuit or other action by any governmental or regulatory agency or private ~arty involving the Property and any Hazardous Substance or Environmental Law of which Borrower has actual knowledge, (b) any EnVironmental Condition, including but not limited to, any spilling, leaking, discharge, release or threat of release of any Hazardous Substance, and (c) any condition caused by the presence, use or release of a Hazardous Substanoe which adversely affects the value of the Property. If Borrower learns, or Is notified by any govemmental or regulatory authority, or any private party, that any removal or other remediation of any Hazardous Substance affecting the Property is necessary, Borrower shall promptly take all necessary remedial actions In accordance with Environmental Law. Nothing herein snall create any obligation on Lender for an Environmental Cleanup. NON-UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows: 22. Acceleration; Remedies. lender shall give notice to Borrower prior to acceleration following Borrower's breach of any covenant or agreement In this Seourity Instrument (but not prior to acceleration under Section 18 unless Applicable law provides otherwise). The notice shall specify: (a) the default; (b) the action re.clulred to cure the default; (c) a date, not less than 30 days from the date the notice is given to Borrower, by which the default must be cured; and (d) that failure to cure the default on or before the data specified in the notice may result in acceleration of the sums secured by this Security Instrument and sale of the Property. The notIce shall further Inform Borrower of the right to reinstate atter acceleration and the right to bring a court NEBRASKAo.Single Femity-Fannle M..-F..-ddle M... UNlI'OAM STATEMENT 30211 NE DOT 011111 POll Fom'l3Q28 1/01 (fleQe 8 01 7 pages)