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<br />200903741 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />[Space Below This Line For Acknowledgment] <br /> <br />ST A TE OF NEBRASKA, <br /> <br />Hall <br /> <br />County 55: <br /> <br />On this 8 th day of Mav 8.2009 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />David J Koubek and Krlstel B Koubek, Husband and Wife <br /> <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at Grand Island, NE <br />in said county, the date aforesaid. <br /> <br />My Commission expires: <br /> <br />~J {lI <br /> <br /> <br />GENERAl NOTARY. State of Nebraska <br />EDWARD J. JAROSIK <br />My Gomm. Exp. Oct. 17, 2011 <br /> <br />-Notary PUblic <br /> <br />NEBRASKA. Single Family. Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Fonn 3028 1/01 <br />Laser Forms Inc. (600) 446-3555 <br />LFI #FNMA3026 4102 Page 13 of 13 <br />