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<br /> :t=- <br /> o <br /> ;; <br /> -" I~ <br /> IIII!':",- <br /> );! 10 n s; ~ C:><.n <br /> m ::z: C;::o m <br />N ~ ~ o-j 0 Z <br />is 0 "'TI m CI1 <br /> C :3 c: ~ nf <br />is I'TI n ::t ~~' N <br /> Z ~ z -j <br />CD -I ('\ ;Il; -1m :n <br /> n c -<;: <br />is ::; 1: -<0 C) m <br />UJ r- ,." 1;; ~ ,...... 0." a <br />-....,I m n "T) -C 0 )::- <br />+:0- X tk "'z <br />.... ~ ~ 0 :r:: r'T1 CD en <br /> M r'l r -u ~co Z <br /> rtl C> <br /> :;.0 0 3 r ~ en <br /> ~l':: en IX> W iJ <br /> n c..:> en <br /> f'li1 ;;><; -...J C <br /> en ~ a=: <br /> C> -....-......... -C m <br /> W (f) ~ <br /> ,...... <br />----..""..---.,...- CA <br /> Z <br /> 0 <br /> <br /> <br /> <br />[Space Above This Line For Recording Data] <br /> <br />Loan No: 101221165 <br /> <br />cA <br />c:::;>~ <br />c:> <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18,20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated May 8, 2009 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />David J Koubek and Kristel B Koubek, Husband and Wife <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br /> <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of State of Nebraska <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Five Points Bank <br />P.O. Box 1507 <br />Grand Island, NE 68802 <br /> <br />(E) "Note" means the promissory note signed by Borrower and dated May 8,2009 <br />The Note states that Borrower owes Lender <br />One Hundred SlxtyThree Thous~md DOLLARS and Zero CENTS <br />Dollars (U.S. $ 163,000.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than June 1, 2024 <br /> <br />NEBRASKA. Single Family. Fannie Mae/Freddie Mac UNIFORM INSTR:ikMENT <br />Form 3028 1/01 <br />Laser Forms Inc, (600) 446-3555 IKil <br />LFI #FNMA3026 4/02 Page 1 of 13 Initi' . -W---- <br />