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<br /> ):I. <br /> 0 <br /> <: <br /> )::IIi <br /> :::?: 110 <br /> i;! QS; ~ <br /> m ~ o (J) m <br />I\..) ~ <=> 0 ~ <br />0 c: ~ 0-1 <br />IS m m "'. :::t(, C)> <br />IS .) Z O:x; ;;:0 ~ "- ::3 2:-1 N <br />c.o -f z:~O ~ = -if'Tl :r; <br />IS :::i " !-!' m ('J" -<:; -<0 c:> IT) <br />W t- -"") en Co""") f-' 0 <br />-....j m ~% C) <:;"., ~ 0" C> )> <br />+:>. .....r: I'1Z <br />IS ~ I ~ ~r c.o en <br /> tT1 ::r: rTl Z <br /> ;;;0 -U X> co 0 en <br /> <: ~ ::3 r ;0 :ti <br /> - ,x> L.) <br /> ("') w (J) -..J c: <br /> tT1 ^ s: <br /> C/) X> <br /> 0 ------ ....r:: n, <br /> c...> c.n <:::) ~ <br /> (J) 2 <br /> 0 <br /> <br />Loan No: 101221228 <br /> <br />~. <br />~~ <br />o <br /> <br />[Space Above This Line For Recording Data] <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11. 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated May 8,2009 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Derek J Apfel and Bonnie J Apfel, Husband and Wife <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br /> <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of State of Nebraska <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Five Points Bank <br />P.O. Box 1507 <br />Grand Island, NE 68802 <br />(E) "Note" means the promissory note signed by Borrower and dated May 8,2009 <br />The Note states that Borrower owes Lender <br />One Hundred Seventy Thousand DOLLARS and Zero CENTS <br />Dollars (U.S. $ 170,000.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than June 1, 2024 <br /> <br />NEBRASKA- Single Family. Fannie Mae/Freddle Mac UNIFORM INSTRUMENT fL <br />Fonn 3028 1/01 ~ <br />Laser Forms Inc. (600) 446-3555 <br />LFI#FNMA3026 4/02 Page 1 of 13 Initials: <br />