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<br />200903705 <br /> <br />26. Riders to this Security Instrument. If one or more riders are executed by Borrower and <br />recorded together with this Security Instrument, the covenants of each such rider shall be <br />incorporated into and shall amend and supplement the covenants and agreements of this Security <br />Instrument as if the rider(s) were a part of this Security Instrument. [Check applicable box(es).J <br />o Condominium Rider 0 Planned Unit Development Rider <br />D Other (Specify) <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security <br />Instrument and in any rider(s) executed by Borrower and recorded with it. <br /> <br />~~ <br /> <br />JAlIMs L RAYBACK ~ <br /> <br />(Seal) <br />.Borrower <br /> <br />aA~Q~ <br />BARBARA J RAYBACK <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />.Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />First American Loan Production Services <br />@ 2008 First American Real Estate Solutions LLC <br />FALPS # 97YQ : 02/08 <br />NMFL #8914NE (QLNE) <br /> <br />Nebraska HECM ARM Second Security Instrument <br /> <br />Page 8 <br />