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<br />200903704 <br /> <br />24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and <br />appoint a successor trustee to any Trustee appointed hereunder by an instrument recorded in the <br />county in which this Security Instrument is recorded. Without conveyance of the Property, the <br />successor trustee shall succeed to all the title. power and duties conferred upon Trustee herein and <br />by applicable law. <br />25. Request for Notices. Borrower requests that copies of the notices of default and sale be <br />sent to Borrower s address which is the Property Address. <br /> <br />26. Riders to this Security Instrument. If one or more riders are executed by Borrower and <br />recorded together with this Security Instrument, the covenants of each such rider shall be <br />incorporated into and shall amend and supplement the covenants and agreements of this Security <br />Instrument as if the rider(s) were a part of this Security Instrument. [Check applicable box(es).J <br />o Condominium Rider 0 Planned Unit Development Rider <br /> <br />o Other (Specify) <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained <br />Instrument and in any rider(s) executed by Borrower and recorded with it. <br /> <br /> <br />~!~ <br /> <br />in this Security <br /> <br />(Seal) <br />-Borrower <br /> <br />t8~-l~-p ~ <br />BARBARA J RAYBAC <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />First American Loan Production Services <br />@ 2008 First American Real Estate Solutions LLC <br />FALPS # 85YQ : 05/08 <br />NMFL #8913NE (QKNE) <br /> <br />Nebraska HECM ARM Security Instrument <br /> <br />Page 8 <br />