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200903674 PLANNED UNIT DEVELOPMENT RIDER THIS PLANNED UNIT DEVELOPM ENT RIDER is made this 5th day of May 2009 , and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, or Security Deed (the "Security Instrument") of the same date, given by the undersigned (the "Borrower") to secure Borrower's Note to EQUITABLE BANK (the "Lender") of the same date and covering the Property described in the Security Instrument and located at: 49 SONJA DR Doniphan, NE 68832 [Property Address] The Property includes, but is not limited to, a parcel of land improved with a dwelling, together with other such parcels and certain common areas and facilities, as described in T emlS, conditions, provisions and sucn otner state of facts as set forth in me Declaration of Protective Covellllllts and Restrictions filed for record November 2, 1992 as Instrument No. 92-109502; and subsequent AmCtldment filed. for record December 10, 1998 as Instrument No. 98-111147 in the office of the Register of Deeds ofHa1I County, NcbfaSka. (the "Declaration"). The Property is a part of a planned unit development know n as AMICK ACRES EAST SUBDIVISION [Name of Planned Unit Development] (the" PUD"). The Property also includes Borrower's interest in the homeow ners association or equivalent entity ow ning or managing the common areas and facilities of the PUD (the "Ow ners Association") and the uses, benefits and proceeds of Borrower's interest. PUD COVENANTS. In addition to the covenants and agreements made in the Security Instrument, Borrower and Lender further covenant and agree as follow s: A. PUD Obligations. Borrower shall perform all of Borrower's obligations under the PUD's Constituent Documents. The" Constituent Documents" are the (i) Declaration; (ii) articles of incorporation, trust instrument or any equivalent document which creates the Ow ners Association; and (iii) any by-law s or other rules or regulations of the Ow ners Association. Borrower shall promptly pay, w hen due, all dues and assessments imposed pursuant to the Constituent Documents. 230509 MULTISTATE PUD RIDER - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3150 1/01 ~-t- Wolters Kluwer Financial Services Page 1 of 3 Initials: I. v VMp\!lw7R (0811) J-J -