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<br /> DEED OF TRUST 3 ~•y °
<br />
<br /> DEFINITIONS
<br /> Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br /> and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br /> (A) "Security Instrument" means this document, which is dated QS 01: Zo48.............. together
<br /> with all Riders to this document.
<br /> (B) "Borrower" is PATRICK N►GGQRq !?.&LNGik.PRS4N
<br /> .
<br /> Borrower is the trustor under this Security Instrument.
<br /> (C) "Lender" is .RaNK.QF DONIPHAN .
<br /> Lender is a MRPQRATIM
<br /> organized and existing under
<br /> the laws of .ThE$XAT1 Qf QM KA Lender's address is .P.Q.QAX.~7Q,.44N.IPN9N,N~.sR6S2QR?R......
<br /> .
<br /> Lender is the beneficiary under this Security Instrument.
<br /> (D) "Trustee" is BANK OF pONIPHAN..118.W PLUM STREET Q0NIPHAN,.NE 88832
<br />
<br /> (E) "Note" means the promissory note signed by Borrower and dated AG Rl ~4Rq The
<br /> Note states that Borrower owes Lender ?JiIRTY.SIX.THAUSANQ.~tGH.T.NUNpREP.ANq.NQIlQ.4
<br /> • • • Dollars (U.S. $ 38M9.9o........................ plus interest. Borrower has promised to
<br /> pay this debt in regular Periodic Payments and to pay the debt in full not later than DA-19-MIZ.....................
<br />
<br />
<br /> (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br /> (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br /> and all sums due under this Security Instrument, plus interest.
<br /> (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br /> executed by Borrower [check box as applicable]:
<br /> ❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br /> IN Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify]
<br /> ❑ 1-4 Family Rider ❑ Biweekly Payment Rider
<br /> (I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br /> administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br /> (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br /> imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br /> (K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br /> paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br /> order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br /> point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br /> clearinghouse transfers.
<br /> (L) "Escrow Items" means those items that are described in Section 3.
<br /> (M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br /> (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br /> Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br /> misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br /> (N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br /> (0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any
<br /> amounts under Section 3 of this Security Instrument.
<br /> (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation,
<br /> Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or
<br /> regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br /> restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br /> related mortgage loan" under RESPA.
<br /> (Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br /> assumed Borrower's obligations under the Note and/or this Security Instrument.
<br /> Form 3028 1/09
<br /> NEBRASKA-Single - `Cloud, Fannie Mae/Freddie Mae UNIFORM INSTRUMENT I 1111111111111111111111111111111111
<br /> Bankers ref: 1/2001 _ (page 1 of 7 pages) J 8 2 A 0
<br />
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