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<br />A <br /> <br />.. .- ~. r. {\ Ji. H-P -- <br />I.'" "H',lf <br /> <br />----21t 09035 6 5 <br /> <br />o B. FUNDS FOR TAXES AND INSURANCE <br />Uniform Covenant 3 of the Security Instrument is waived by Lender. <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Payment Rider. <br /> <br />;;.~.-.~'......(seal) <br />. GRANT A. CARLSON -Borrower <br /> <br />.......................................................... (Seal) <br />-Borrower <br /> <br />Bankers Systems, Inc., St. Cloud, MN Form MPFR-PR 6/15/2004 <br /> <br />(page 2 of 2 pages) <br />