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<br />DEED OF TRUST
<br />
<br />I () .~O
<br />
<br />PARTIES: This Deed of Trust is made on 03/1112008 among, the grantor, BARBARA L ENGLISH and MICHAELL ENGLISH, WIFE AND
<br />HUSBAND{"Borrower"),--" " " -, " "
<br />AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County; Nebraska ("Trustee"), and the
<br />Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the
<br />laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ("Lender").
<br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of
<br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights-of-
<br />way, easements, rents, issues, profits, income, tenements, hereditaments, privileges and any appurtenances thereunto belonging (all called the
<br />"property").
<br />PROPERTY ADDRESS: 6543 N NORTH ROAD, Grand Island, Nebraska 68803
<br />
<br />LEGAL DESCRIPTION:
<br />A TRACT OF LAND COMPRISING A PART OF THE NORTHWEST QUARTER (NW ~) OF SECTION THIRTEEN (13), TOWNSHIP
<br />TWELVE (12) NORTH, RANGE TEN (10) WEST OF THE 6TH P.M., HALL COUNTY, NEBRASKA, BEING MORE PARTICULARLY
<br />DESCRIBED AS FOLLOWS:
<br />BEGINNING AT SOUTHWEST CORNER (WEST 1/4 CORNER) OF SAID NW V. ; THENCE RUNNING ON AN ASSUMED BEARING
<br />OF N 89* 06' 07" E ON THE SOUTH LINE OF SAID NW V. FOR A DISTANCE OF 528.00 FEET; THENCE N 00* 00' 00" E PARALLEL
<br />WITH THE WEST LINE OF SAID NW V. FOR 660.00 FEET; THENCE S 89* 06' 01" W PARALLEL WITH THE SOUTH LINE OF SAID
<br />NW V. FOR 528.00 FEET TO A POINT ON THE WEST LINE OF SAID NW V.; THENCE S 00* 00' 00" W ON THE WEST LINE OF SAID
<br />NW1I4 FOR 660.00 FEET TO THE POINT OF BEGINNING; SAID TRACT CONTAINING 8.00 ACRES MORE OR LESS.
<br />Located in Hall County, Nebraska.
<br />TITLE: Borrower convenants and warrants title to the property, except for
<br />
<br />SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the convenants and agreements
<br />contained in this deed of trust and in any other document incorporated herein. Secured debt, as used in this deed of trust, includes any amounts
<br />Borrower owes to Lender under this deed of trust or under any instrument secured by this ceed of trust, and all modifications, extensions and
<br />renewals thereof.
<br />The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof.):
<br />
<br />. A PROMISSORY NOTE AND SECURITY AGREEMENT DATED 03/1112008
<br />
<br />. Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are
<br />contemplated and will be secured to the same extent as if made on the date of this deed of trust is executed.
<br />
<br />o Revolving line of credit agreement dated , with initial annual interest rate of %
<br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under
<br />the agreement are contemplated and will be secured to the same extent as if made on the date this deed of trust is executed.
<br />
<br />The above obligation is due and payable on March 20, 2011 ifnot paid earlier.
<br />The total unpaid balance secured by this deed of trust at anyone time shall not exceed a maximum principal amount of $9,776.03, plus
<br />interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the
<br />covenants contained in this deed of trust, with interest on such disbursements.
<br />o Variable Rate: The interest rate on the obligation secured by this deed of trust may vary according to the terms of that obligation.
<br />o A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed oftrust and
<br />made a part hereof.
<br />
<br />RIDERS: ASSIGNMENT OF RENTS
<br />
<br />DESIGNATION OF HOMESTEAD
<br />-__PursuaJJj. to .tb~Farm Homestead Protection Act, designation of homestead i!::1ttached to this deed of trust and made a part hereof has
<br />o been disclaimed; the disclaimer. is "ilttacb.elffO this "deed of trust and made"apart hereof.
<br />
<br />SIGNATURES: By signing below, Borrower agree to the terms and convenants contained in this deed oftrust, including those on page
<br />2, and in any riders described above signed by Borrower.
<br />
<br />~~hd.vJ ei ln~.~
<br />BARBARA L ENGLISH V
<br />
<br />~..-~~;; LL
<br />MICHAEL E~Ll ~
<br />
<br />~ GENERAL NOTARY. State of Nebraska
<br />~ MEGAN D. FREDERIKSEN
<br />My Comm. Exp. April 6, 2010
<br />
<br />
<br />y Public)
<br />
<br />ACKNOWLEDGMENT: STATE OFN
<br />The foregoing instrument was
<br />By BARBARA L ENGUS
<br />
<br />My commission expi
<br />
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