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<br />N <br />S <br />S <br /><.0 <br />S <br />W <br />..j:::. <br />...... <br />(j) <br /> <br /> <br />> <br />C <br />;; <br />Z <br />:;;! <br />C) <br />I'T'I <br />-t <br />=t <br />r- <br />tT1 <br />V'i <br />m <br />~ <br />::5.: <br />('"') <br />1"11 <br />en <br /> <br />U1 <br />c....> <br /> <br />""-> <br />c.::> <br />~ <br /> <br />Q~ <br />~~ <br />;;lll; <br /> <br />~ <br />z <br />QnC <br />m>K' <br />~!2 <br /> <br />~~ <br />i r <br /> <br />:3 <br />::::%:) <br />-= <br /> <br />c.n <br /> <br /> <br />:D <br />::3 <br /> <br />CD <br /> <br />l <br />1 <br /> <br />[SpIce Above This Line For Recording OBta] <br /> <br />(") (of) <br />0"-'-1 <br />a::x> <br />Z-l <br />-If'Tl <br />-<0 <br />0"'" <br />""T1Z <br />:ef'Tl <br />l>OJ <br />,:::0 <br />, :x> <br />(f) <br />^ <br />:x> <br />~','"'--" <br /> <br />(f) <br />(J) <br /> <br />Loan No: 101220904 <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated April 29, 2009 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Curtis R Cellar and Rlchelle J Cellar, Husband and Wife <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br /> <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of State of Nebraska <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Five Points Bank <br />P.O. Box 1507 <br />Grand Island, NE 68802 <br />(E) "Note" means the promissory note signed by Borrower and dated April 29, 2009 <br />The Note states that Borrower owes Lender <br />One Hundred NlnetyFive Thousand Two Hundred Fifty DOLLARS and Zero CENTS <br />Dollars (U.S. $ 195,250.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than June 1, 2039 <br /> <br />NEBRASKA- Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 448-3555 <br />LFI #FNMA3028 4/02 <br /> <br />Page1 of 13 <br /> <br />Initials: K KC <br /> <br />o~ <br />~~ <br />06) <br />CD% <br />O;J <br />(..,) c:: <br /> <br />~~ <br />Q') ~ <br /> <br />&5.~O <br />