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<br />(Space Above This Line For Recording Data)
<br />
<br />LOAN NUMBER: 0160292214
<br />
<br />DEED OF TRUST
<br />
<br />THIS DEED OF TRUST ("Security Instrument") is made on April 27, 2009. The grantor is DENNIS
<br />WARREN DAY and RHONDA SUE DAY, HUSBAND AND WIFE, whose address is 2907 W STATE ST,
<br />Grand Island, Nebraska 68803 ("Borrower"). Borrower is not necessarily the same as the Person or Persons who
<br />sign the Note. Thc obligations of Borrowers who did not sign the Note are explained further in the section titled
<br />Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is
<br />TierOne Bank whose address is 1235 'N' St / P.O. Box 83009, Lincoln, Nebraska 68501 ("Trustee"). The
<br />beneficiary is TierOne Bank, which is organized and existing under the laws of the United States of America and
<br />whose address is 1235 'N' St / PO Box 83009, Lincoln, Nebraska 68501 ("Lender"). DENNIS WARREN DAY
<br />and RHONDA SUE DAY owe Lender the principal sum of Ten Thousand and 00/100 Dollars (U.S.
<br />$10,000.00), which is cvidenced by the note, consumer loan agreement, or similar writing dated the same date as
<br />this Security Instrument (the "Note"), which provides for periodic payments ("Periodic Payments"), with the full
<br />debt, ifnot paid earlier, due and payable on May 11, 2014. This Security Instrument secures to Lender: (a) the
<br />repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the
<br />Note; (b) the payment of all other sums, with interest, advanced to protect the security of this Security Instrument
<br />under the provisions ofthe section titled Protection of Lender's Rights in the Property; and (c) the performance
<br />of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower,
<br />in consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with
<br />power of sale, the following described property located in the COUNTY of HALL, state of Nebraska:
<br />Address: 2907 W STATE ST, Grand Island, Nebraska 68803
<br />Legal Description: LOT TWENTY (20), ISLAND ACRES NUMBER 7, A SUBDIVISION OF PART
<br />OF FRACTIONAL SECTION 7; PART OF THE WEST HALF OF THE WEST HALF OF
<br />SECTION 8; AND PART OF LOT TWENTY.FOUR (24), ISLAND ACRES, ALL IN TOWNSHIP 11
<br />NORTH, RANGE 9 WEST OF THE 6TH P.M., HALL COUNTY, GRAND ISLAND, NEBRASKA.
<br />Parcel ID/Sidwell Number: 400049201
<br />
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property. "
<br />
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />
<br />Borrower and Lender covenant and agree as follows:
<br />o 2004-200R C"py.-;ght C"mpl;.nco s)>'o,"" Ino. 74ED.OCf9 - 2008.10.289
<br />Consumer Real Estate - Security Inslruinent DL2036
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