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<br /> 200903344
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<br /> (C) "Lender" is CitiMortgage, Inc.
<br /> Lender is a Corporation
<br /> organized and existing under the laws of New York
<br /> Lender's address is 1000 Technology Drive, O' Fallon, MO 63368-2240
<br /> (D) "Trustee" is First American Title qVMM INSURANCE COMPANY
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<br /> (E) "MFRS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is
<br /> acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary
<br /> under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an
<br /> address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS.
<br /> (F) "Note" means the promissory note signed by Borrower and dated April 24, 2009
<br /> The Note states that Borrower owes Lender One Hundred Seventy Four Thousand Two Hundred
<br /> Seventy Two Dollars 201M
<br /> (U.S. $ 174,272.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic
<br /> Payments and to pay the debt in full not later than May 1, 2039
<br /> (G) "Property" means the property that is described below under the heading "Transfer of Rights in the
<br /> Property."
<br /> (H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges
<br /> due under the Note, and all sums due under this Security Instrument, plus interest.
<br /> (1) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following
<br /> Riders are to be executed by Borrower [check box as applicable];
<br /> Adjustable Rate Rider ❑ Condominium Rider Second Horne Rider
<br /> F_~ Balloon Rider Planned Unit Development Rider 1-4 Family Rider
<br /> VA Rider 0 Biweekly Payment Rider 0 Other(s) [specify]
<br /> Schedule "A"
<br /> (J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations,
<br /> ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final,
<br /> non-appealable judicial opinions.
<br /> (K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other
<br /> charges that are imposed on Borrower or the Property by a condominium association, homeowners
<br /> association or similar organization.
<br /> (L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by
<br /> check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic
<br /> instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit
<br /> or credit an account. Such term includes, but is not limited to, paint-of-sale transfers, automated teller
<br /> machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse
<br /> transfers.
<br /> (M) "Escrow Items" means those items that are described in Section 3.
<br /> (1) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid
<br /> by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i)
<br /> damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the
<br /> Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the
<br /> value and/or condition of the Property.
<br /> (O) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on,
<br /> the Loan.
<br /> 001120729990 CitiMortgage 3.2.21.07 V5
<br /> NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WITH MER
<br /> M-BA(NE) (oalo) Page z of is Initials: Form 3028 1/01
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