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<br />[Space Above This line For Recording Datal
<br />
<br />DEED OF TRUST
<br />
<br />~
<br />~
<br />
<br />(:)
<br />
<br />DEFINITIONS
<br />
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated ........................P~.~:4:~!l.Q~............................., together
<br />with all Riders to this document.
<br />(B) "Borrower" is .~ICH~~P-J.. M~Y~.~ A~D.rl\.1:~!GI.~ M, M~Y.~~, !l.Ll$PA~D.I\.~I;I.W.lF~. . . ........ . . . . . . . . . . . ........ . . .... . . . . . . . . ..... ..... . . . . .
<br /> . . . ......
<br />
<br />......................................................................................................................................................... .
<br />
<br />Borrower is the tmstor under this Security Instmment.
<br />(C) "Lender" is .~I\N~.Qf.Q9NW.~I\N................................................................................................................ .
<br />Lender is a .GQR~O~ATlQl\I........................................................................................... organized and existing under
<br />the laws of . TH~ SUH p.~ N~e~A$~A .. .. ........ ........ .. ...... .. .. .. .. .... . Lender's address is . P. P. pp.~ pp, .QQl\I.lr.l1~f1I, .fIIf. P.~~~~:P7.7.Q......
<br />
<br />.........................................................................................................................................................
<br />
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is .~~~rMk~I\.~I.Q~~.~ ~A~~. .~..Q..~P.~ .~~~. ~.4~~~.IP.~..~~. .~~~7.~.......................................................................
<br />(E) "Note" means the promissory note signed by Borrower and dated !l.4).4.f.QQ~.................................................... . The
<br />Note states that Borrower owes Lender FJfTY.SE.~EIjI.Ttl.QVSAIjIP. SJl<.tlI.lIjlPREO.MJ.Q l'lO/l!lIJ..........................................................
<br />.................................................. Dollars (U.S. $ .~7..~Q9:QP........................) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ..................... !l.5:P.1.'Z.Q~O. . . . . . . . . . . . . . . . . . . . .
<br />
<br />........................................................................................................................................................ .
<br />
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security Instrument, plus interest.
<br />(II) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicablel:
<br />o Adjustable Rate Rider 0 Condominium Rider
<br />o Balloon Rider 0 Planned Unit Development Rider
<br />o 1-4 Family Rider 0 Biweekly Payment Rider
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (ii) condemnation or other taking of all or any part of the Property; (Hi) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Period!c Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. *2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and/or this Security Instrument.
<br />
<br />o Second Home Rider
<br />o Other( s) [specify I .......................
<br />
<br />Form 3028 1/01
<br />
<br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
<br />Ballke.. Systems. Inc., St. Cloud, MN Form MD-l-NE B/I712000 M I IA_A
<br />ref: 1/2001 (page 1 of 7 pages) /F .... C!K.l
<br />
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