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<br />200903283 <br /> <br />PLANNED UNIT DEVELOPMENT RIDER <br /> <br />THIS PLANNED UNIT DEVELOPMENT RIDER is made this 29th day of <br />April 2009 , and is incorporated into and shall be <br />deemed to amend and supplement the Mortgage, Deed of Trust, or Security Deed (the <br />"Security Instrument") of the same date, given by the undersigned (the "Borrower") to <br />secure Borrower's Note to Home Federal Savings and Loan Assn of Grand Island <br /> <br />(the "lender") of the same date and covering the Property described in the Security <br />Instrument and located at: 1314 W Charles St #6 <br />Grand Island, NE 68801 <br /> <br />[Property Address] <br />The Property includes, but is not limited to, a parcel of land improved with a dwelling, <br />together with other such parcels and certain common areas and facilities, as described in <br />Subdivision Agreement filed October 15, 1997 in Register of Deeds Office <br />as Document No. 97-108539 <br /> <br />(the "Declaration"). The Property is a part of a planned unit development known as <br /> <br />Francis Villas <br />[Name of Planned Unit Development] <br />(the "PUD"). The Property also includes Borrower's interest in the homeowners association or <br />equivalent entity owning or managing the common areas and facilities of the PUD (the <br />"Owners Association") and the uses, benefits and proceeds of Borrower's interest. <br />PUD COVENANTS. In addition to the covenants and agreements made in the Security <br />Instrument, Borrower and lender further covenant and agree as follows: <br />A. PUD Obligations. Borrower shall perform all of Borrower's obligations under the PUD's <br />Constituent Documents. The "Constituent Documents" are the (i) Declaration; (ii) articles of <br />incorporation, trust instrument or any equivalent document which creates the Owners <br />Association; and (iii) any by-laws or other rules or regulations of the Owners Association. <br />Borrower shall promptly pay, when due, all dues and assessments imposed pursuant to the <br />Constituent Documents. <br /> <br />MUlTISTATE PUD RIDER - Single Family - Fannie Mae/Freddie Mac UNIFO?/lRI . ENT <br />Form 31501/01 <br />Wolters Kluwer Financial Services Page 1 of 3 Initials' <br />VMP@-7R (0811) '6-# <br /> <br />~, ti ";. I <br /> <br />" ',f.J", <br />; .,. I j. t. ~ <br />