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<br />(Space Above This Line For Recording Datal
<br />
<br />DEED OF TRUST
<br />
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<br />~
<br />
<br />DEFINITIONS
<br />
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "So<urity mstrument" mea", ""' do,wnon!, J~:~ _d:0.................. QUP.-2P.OS . . . . . . . . . . ............ .. . . ., .og,tho<
<br />with all Riders to this document. UJ/I 'Y )
<br />(B) "Borrower" is .JOROAN. M... ERICKS.ON.ANO.. .......K.. ERICKS.ON,.S.IN~~.EIE~.S.ONS.........................................
<br />
<br />......................................................................................................................................................... .
<br />
<br />Borrower is the trustor under this SeCUritN Instrument.
<br />(C) "Lender" is .~Aij~~RO.STATE..aA..K............. ........... ............ ............. ...... .............................................. .
<br />
<br />Lender is a .\O~rO.RAf'OC"""'''''' 'K"' . . . . . . . . . . . . . . . . ...... . . .. . ......... .......;. . . . . . . . . : : . : :.. 3(j . . ~j' 'CL.AYn~~ and eXisMng under
<br />the laws of .....E .ST A..E.. . F. NEBRAS.. A. .. ...... .. .. .. .. .. .... .. .. .. ... . Lender s address 1S .... .2.. .... .. .. .. I. . ,... .B.oX. ~.6..,.... .. .. ...
<br />HARV.ARP., .f:.J.E. .6aa.44....................................................................................................................... ...... .
<br />Lender is the beneficiait: under this SeCUrito Instrument.
<br />(D) "Trustee" is .oPN.. .'. ~QT.TQRf,.~T.T. .RN~Y. .~!Q.. .QQX .~~~.. S~.TJQNL~t .~~.~.7~................................................. .
<br />(E) "Note" means the promissory note siTned ~ Borrower and dated O~1:-.~O.-.20.0S................................................ . The
<br />Note states that Borrower owes Lender F. fry. lHO.USANO. AND . NOJ.l 00............ .. .. .. .. ........ .. .. .. .. .. .. .. .. .. . .. .. ... ....... .. .. ...
<br />.. ..... ... ...... .. .. ... .... .... .. .. .. .. .. .. ....... Dollars (V. S. $ .~Q.OQO..QO.....................) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than................... 05.-0 1:20.1.6...................
<br />
<br />........................................................................................................................................................ .
<br />
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. "
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders II means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />o Adjustable Rate Rider 0 Condominium Rider
<br />Q\1 Balloon Rider 0 Planned V nit Development Rider
<br />o 1-4 Family Rider 0 Biweekly Payment Rider
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rwes and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (H) condemnation or other taking of all or any part of the Property; (Hi) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means tbe regularly scheduled amount due for (i) principal and interest under the Note, plus (H) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 V.S.C. ~2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 35(0), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESP A" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />asswned Borrower's obligations under the Note and/or this Security Instrument.
<br />
<br />o Second Home Rider
<br />o Other(s) [specify] .......................
<br />
<br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
<br />Sankors Systoms, Inc., St. Cloud. MN Form MP-t-NE 611712000
<br />rof: 11200 t (page 1 of 7 pages)
<br />
<br />Form 3028 1/01
<br />
<br />11111111111111111111111111111111111
<br />
<br />J B 2 A 0
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