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<br />200903171
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<br />1-4 FAMILY RIDER
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<br />TInS 1-4 FAMILY lUDER is IIIIIlIe this 23rd day of April, 2009 ,
<br />Illld. is incoIpomtcd into and shall be deemed to IlIIIeud and BIIpPlmnent the Mortpge, Deed of 'l'rwt, or
<br />Security Deed (the 'Security IDstrument') of the IIame date given by the UDdersigued (the "Borrower") to
<br />se= Borrower's Note to Navy Federlll Credi t Uni on
<br />
<br />(the
<br />"LeDder") of the IlIIIIIll date Illld. covering the Property described in the Security lIIIIIumcnt and located at:
<br />327 S KIMBALL AVENUE
<br />Grand ISlllnd, HE 68801
<br />[Property AddleJa]
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<br />1-4 FAMILY COVENANI'S. In addition to the covenants and agreements made in the Security
<br />JJl.Irtrwnent, Borrower 8Dd Lender further covenant and aaree aI fnllows:
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<br />A, ADDmONAL PROPERTY SUBJECT TO THE SECURITY INSTRUMENT. In addition to
<br />tbe Property descrlbcd in the Security Instrument, the following items now or hereafter attached to the
<br />Property to thllllXtent they I\I'C fixtures are added to the Property description, and shall RlBo constitote the
<br />Property covered by the Security Instrument: building lDIIterlals, appliances and goods of every IIllture
<br />whatsoever now or bIlreafIer located in, on, or used, or intended to be used in IXlIIlIeCtion with the
<br />Property, including, but not limited to, those for the pmposes of llIlpplylng or distributing healing,
<br />coollna. electricity, gal, water, lIlr and llgbl, fire prevention IUId extil1guishing IlppllIlUU8, security 8Dd
<br />access cootrol appl\l1llU8, plumbing, bath tubs, WllIel \tearers, water closets, sinks, rangll8, BlDVll8,
<br />l'Ilfrigemlors, dishwasbers, disposals, washers. dryers, awnings, storm windows, storm dam, screens,
<br />blinds, shades, curtains and curtain rods, llltacltcd mirrors, cabinets, paoellng and attacl1ed floor COVIlrings,
<br />all of which, including replacements and additions thereto, shall be deemed to be and remain a part of the
<br />Property covered by the SecDrity InstrumcD1. All of the foregoing together with the Property deacribed. in
<br />the Security IDBtrulnllIll (or thc lcaIebold estate if the Security Instrulnlllll is on a leasehold) are referred to
<br />in this 1-4 Famlly Rider and the Security Instrulnlllll DB the "Property. "
<br />B, USE OF PROPERTY; COMPLIANCE WITH LAW. Borrower &hall nol seek, agree to or make
<br />II change In the use of the Property or its :l:onlng classification, unless Lender has agreed in writing to the
<br />change. Borrower shall comply wilh all laws, ord.iwwl;es, regulations IIJId requirements of IIJIY
<br />goVlllDllllln!lll body applicable to the Property.
<br />C. SUBORDINATE LIENS. BllCepl as permitted by federal law, Borrower shall DOl allow IIJIY lieD
<br />inferior to the Security Instrument to be perfected againat the Property without Lender's prior writteu
<br />permission.
<br />D. JmNT LOSS INSUllANCE. Borrower shall maintain insurance agaittBl rent loss In addition to
<br />the other huards for which iDBunwce is required by SectlOD S.
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<br />8016730387
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<br />8016730387
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<br />MULTISTATE 1- 4 FAMILY RIDER. Flnnll MlI/FfoaddlI Mlc UNifORM INSTRUMENT. Mlchlgon
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<br />"",.,",Z ....""'~,O
<br />Wcltors kltlwor fln"""I..1 Sorvte.... VMP --Il7RIMlllo8111 Form 3170 1/01
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