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<br />200902876
<br />
<br />(C) "Lender" is Nationwide Advantage Mortgage Company
<br />
<br />Lender is a Mortgage Company
<br />organized and existing under the laws of State of Iowa
<br />Lender's address is 7760 Office Plaza Drive South, West Des Moines, IA 50266
<br />
<br />(D) "Trustee" is First American Title Insurance
<br />
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is
<br />acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary
<br />under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an
<br />address and telephone number of P.O. Box 2026, Flint, MI 4R50 1-2026, tel. (XXX) 679-MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated April 03, 2009
<br />The Note states that Borrower owes Lender One Hundred Thirteen Thousand Four Hundred
<br />And Zero/100 Dollars
<br />(U.S. $ 113,400.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic
<br />Payments and to pay the debt in full not later than May 01, 2024
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the
<br />Property. "
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges
<br />due under the Note, and all sums due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that arc executed by Borrower. The following
<br />Riders are to be executed by Borrower [check box as applicable]:
<br />
<br />o Adjustable Rate Rider
<br />o Balloon Rider
<br />OVA Ridcr
<br />
<br />o Condominium Rider 0 Second Home Rider
<br />o Planned Unit Development Rider 0 1-4 Family Rider
<br />o Biweekly Payment Rider 0 Other(s) [specify]
<br />
<br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations,
<br />ordinances and administrative rules and orders (that havc thc effect of law) as well as all applicable final,
<br />non-appealable judicial opinions.
<br />(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other
<br />charges that are imposcd on Borrower or the Property by a condominium association, homeowners
<br />association or similar orgfmization.
<br />(L) "Electronic Funds Transfer" mcans fmy transf(,'[ of funds, other than a transaction originated by
<br />check, draft, or similar papcr instrument, which is initiated through an electronic terminal, telephonic
<br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit
<br />or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller
<br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse
<br />transfers.
<br />(M) "Escrow Items" means those items that are described in Section 3.
<br />(N) "Miscellaneous Proceeds" means any compensation, settlement, award of dmnagcs, or procccds paid
<br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i)
<br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the
<br />Property: (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the
<br />value and/or condition of the Property.
<br />(0) ''Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on,
<br />the Loan.
<br />3233833 3233833
<br />NEBR6.SKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WITH MERS
<br />Gl-6A(NE) (0810) P~e2 of 15 Inlllals: fA8Q.~<b Fonn 3028 1/01
<br />
<br />60~005
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<br />.12.1.1R.1:1
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