<br />200902769
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<br />Borrower shall not cause or permit the presencc, usc, disposal, storagc, or rclcase of any Hazardous Substances,
<br />or threaten to releasc any Hazardous Substances, on or in the Property. Borrowcr shall not do, nor allow anyone else
<br />to do, anything affecting thc Property (a) that is in violation of any Environmcntal Law, (b) which crcates an
<br />Environmental Condition, or (c) which, due to the presence, use, or relcasc of a Hazardous Substance, creates a
<br />condition that adversely affccts the value of the Property. The preceding two scntenccs shall not apply to the
<br />presence, use, or storagc on the Property of small quantities of Hazardous Substances that are gcnerally recognized
<br />to be appropriatc to normal residential uses and to maintenance of the Property (including, but not limited to,
<br />hazardous substances in consumer products).
<br />Borrowcr shall promptly give Lcndcr written notice of (a) any investigation, claim, demand, lawsuit or othcr
<br />action by any governmental or regulatory agency or private party involving the Property and any Hazardous Substancc
<br />or Environmental Law of which Borrower has actual knowledge, (b) any Environmcntal Condition, including but not
<br />limited to, any spilling, leaking, discharge, release or thrcat of reI case of any Hazardous Substance, and (c) any
<br />condition caused by the presence, use or relcase of a Hazardous Substance which adversely affects the value of thc
<br />Propcrty. If Borrower learns, or is notified by any governmental or regulatory authority, or any private party, that
<br />any rcmoval or other remediation of any Hazardous Substance affecting the Property is necessary, Borrowcr shall
<br />promptly take all necessary remedial actions in accordance with Environmental Law. Nothing herein shall crcate any
<br />obligation on Lender for an Environmental Cleanup.
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<br />NON-UNIFORM COVENANTS. Borrower and Lender further covcnant and agrce as follows:
<br />22. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following
<br />Borrower's breach of any covenant or agreement in this Security Instrument (but not prior to acceleration under
<br />Section 18 uniess Applicable Law provides otherwise). The notice shall specify: (a) the default; (b) the action
<br />required to cure the default; (c) a date, not less than 30 days from the date the notice is given to Borrower, by
<br />which the default must be cured; and (d) that failure to cure the default on or before the date specified in the
<br />notice may result in acceleration of the sums secured by this Security Instrument and sale of the Property. The
<br />notice shall further inform Borrower of the right to reinstate after acceleration and the right to bring a court
<br />action to assert the non-existence of a default or any other defense of Borrower to acceleration and sale. If the
<br />default is not cured on or before the date specified in the notice, Lender at its option may require Immediate
<br />payment in full of all sums secured by this Security Instrument without further demand and may invoke the
<br />power of sale and any other remedies permitted by Applicable Law. Lender shall be entitled to collect all
<br />expenses incurred in pursuing the remedies provided in this Section 22, including, but not limited to, reasonable
<br />attorneys' fees and costs of title evidence.
<br />If the power of sale is invoked, Trustee shall record a notice of default in each county in which any part
<br />of the Property is located and shall mail copies of such notice in the manner prescribed by Applicable Law to
<br />Borrower and to the other persons prescribed by Applicable Law. After the time required by Applicable Law,
<br />Trustee shall give public notice of sale to the persons and in the manner prescribed by Applicable Law. Trustee,
<br />without demand on Borrower, shall sell the Property at public auction to the highest bidder at the time and
<br />place and under the terms designated in the notice of sale in one or more parcels and in any order Trustee
<br />determines. Trustee may postpone sale of all or any parcel of the Property by public announcement at the time
<br />aud place of any previously scheduled sale. Lender or its designee may purchase the Property at any sale.
<br />Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's deed conveying
<br />the Property. The recitals in the Trustee's deed shall be prima facie evidence of the truth of the statements
<br />made therein. Trustee shall apply the proceeds of the sale in the following order: (a) to all costs and expenses
<br />of exercising the power of sale, and the sale, including the payment of the Trustee's fees actually incurred and
<br />reasonable attorneys' fees as permitted by Applicable Law; (b) to all sums secured by this Security Instrument;
<br />and (c) any excess to the person or persons legally entitled to it.
<br />23. Reconveyance. Upon payment of all sums sccured by this Security Instrument, Lender shall rcqucst Trustcc
<br />to reconvcy the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this
<br />Security Instrument to Trustee. Trustcc shall reconvey the Property without warranty to thc pcrson or persons legally
<br />cntitled to it. Such person or pcrsons shall pay any recordation costs. Lcndcr may chargc such person or persons a
<br />fcc for reconveying the Property, but only if the fee is paid to a third party (such as the Trustcc) for services rendered
<br />and the charging of the fee is pcrmitted under Applicable Law.
<br />24. Substitute Trustee. Lender, at its option, may from time to time rcmovc Trustcc and appoint a successor
<br />trustee to any Trustee appointed hereunder by an instrument rccordcd in the county in which this Security Instrument
<br />is recorded. Without conveyance of the Property, the successor trustcc shall succeed to all the title, power and duties
<br />conferred upon Trustee herein and by Applicable Law.
<br />25. Request for Notices. Borrower requests that copies of thc notice of default and sale be sent to Borrower's
<br />address which is the Property Address.
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<br />NEBRASKA--Slngle Famlly--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT - MERS
<br />Form 3028 1/01 Page 90111
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<br />DocMal1lc ~ 800.649., 362
<br />www.docmaglc.com
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