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<br /> LOAN NUMBER: 10113
<br /> DEED OF TRUST
<br /> THIS DEED OF TRUST ("Security Instrument") is made on April 3, 2009. The grantor is Thomas J. Barribo
<br /> and Edaia M. Barribo, husband and wife, whose address is P O Box 7, Cairo, Nebraska 68824 ("Borrower"),
<br /> Borrower is not necessarily the same as the Person or Persons who sign the Note. The obligations of Borrowers
<br /> who did not sign the Note are explained further in the section titled Successors and Assigns Bound; Joint and
<br /> Several Liability; Accommodation Signers. The trustee is Pathway Bank whose address is PO Box 428, Cairo,
<br /> Nebraska 68824 ("Trustee"), The beneficiary is Pathway Bank, which is organized and existing under the laws of
<br /> the state of Nebraska and whose address is 306 S High St, P O Box 428, Cairo, Nebraska 68824 ("Lender").
<br /> Thomas J. Barribo and Edaia M. Barribo owe Lender the principal sum of Twelve Thousand Nine Hundred
<br /> Twenty-nine and 75/100 Dollars (U.S. $12,929.75), which is evidenced by the note, consumer loan agreement, or
<br /> similar writing dated the same date as this Security Instrument (the "Note"), which provides for periodic payments
<br /> ("Periodic Payments"), with the full debt, if not paid earlier; due and payable on December 11, 2015. This Security
<br /> Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals,
<br /> extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced to protect the
<br /> security of this Security Instrument under the provisions of the section titled Protection of Lender's Rights in the
<br /> Property; and (c) the performance of Borrower's covenants and agreements under this Security Instrument and the
<br /> Note. For this purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and
<br /> conveys to Trustee, in trust, with power of sale, the following described property located in the County of Hall,
<br /> state of Nebraska:
<br /> Address: 303 E Syria Street, Cairo, Nebraska 68824
<br /> Legal Description: Parts of Lot Fifteen (15) and Sixteen (16), in Block Three (3) in the Fifth Addition
<br /> to the Town of Cairo, Hall County, Nebraska, described as beginning at a point 80 feet East of the
<br /> Northwest corner of Lot Sixteen (16), in said Block Three (3), thence running East 60 feet, thence
<br /> running South 85 feet, thence running West 60 feet, thence running North 85 feet to the place of
<br /> beginning.
<br /> Parcel ID/Sidwell Number: 400171341
<br /> TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br /> appurtenances, and fixtures now or hereafter a part of the property.. All replacements and additions shall also be
<br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br /> "Property"I
<br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br /> grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br /> Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br /> any encumbrances of record.
<br /> Borrower and Lender covenant and agree as follows:
<br /> Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the
<br /> principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the
<br /> Note.
<br /> Applicable Law. As used in this Security Instrument, the term "Applicable Law" shall mean all controlling
<br /> applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have
<br /> the effect of law) as well as all applicable final, non-appealable judicial opinions,
<br /> Funds for Taxes and Insurance. At Lender's request and subject to Applicable Law, Borrower shall pay to
<br /> Lender on the day periodic payments are due under the Note, until the Note is paid in full, a sum ("Funds") for: (a)
<br /> yearly taxes and assessments which may attain priority over this Security Instrument as a lien on the Property; (b)
<br /> yearly leasehold payments or ground rents on the Property, if any; (c) yearly hazard or property insurance
<br /> premiums; (d) yearly flood insurance premiums, if any; (e) yearly mortgage insurance premiums, if any; and (f)
<br /> any sums payable by Borrower to lender, in accordance with the provisions of the paragraph titled Mortgage
<br /> Insurance, in lieu of the payment of mortgage insurance premiums, These items are called "Escrow Items."
<br /> Lender may, at any time, collect and hold Funds in an amount not to exceed the maximum amount a lender for a
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<br /> Consumer Real Estate - Security Instrument DL2036 Page I of 6 800-968-8522. Fax 616.956-1868
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