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<br />200902728
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<br />(F) "Note" means the promissory note signed by Borrower and dated April 10, 2009 . The Note
<br />states that Borrower owes Lender Seventy Six Thousand Nine Hundred Fifty Eight and no/100
<br />Dollars (U.S. $76,958.00 ) plus interest. Borrower has promised
<br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than May 01, 2039
<br />
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
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<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the
<br />Note, and all sums due under this Security Instrument, plus interest.
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<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
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<br />D Condominium Rider D Graduated Payment Rider
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<br />D Planned Unit Development Rider D Other(s) [specify]
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<br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. If
<br />Ule indebtedness secured hereby is guaranteed or insured under Title 38, United States Code, such Title and Regulations issued
<br />thereunder and in effect on the date hereof shall govern the rights, duties and liabilities of the parties hereto, and any provisions
<br />of this or other instruments executed in connection with said indebtedness which are inconsistent with said Title or Regulations
<br />are hereby amended to conform thereto.
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<br />(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />
<br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-
<br />of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
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<br />(M) "Escrow Items" means those items that are described in Section 3.
<br />
<br />(N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or
<br />(iv) misrepresentations of, or omissions as to, tlJe value and/or condition of the Property.
<br />
<br />(0) "Periodic Payment" means tlJe regularly scheduled amount due for (i) principal and interest under the Note, plus
<br />(ii) any amounts under Section 3 of this Security Instrument.
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<br />(P) "RESPA" means tlJe Real Estate Settlement Procedures Act (12 U.S.c. ~2601 et seq.) and its implementing regulation,
<br />Regulation X (24 c.P.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that govems the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESPA.
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<br />(Q) "Successor In Interest of Borrower" means any party that has taken title to the Property, wheUler or not that party has
<br />assumed Borrower's obligations under the Note and/or this Security Instrument.
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<br />NEBRASKA-Single Family-UNIFORM INSTRUMENT
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<br />ITEM T2697L2 (0306)-MERS
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<br />(Page 2 of 11 pages)
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<br />GREATLAND .
<br />ToOrderC.U; 1-{\OO-53(H~'l93 0 Fax: 616.79H131
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