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<br /> I ~)g ,......" <br /> ~ o (I) m <br /> p c::::> c:> <br /> c.o o ~ ~ <br /> ~~ Z ",% ~f c:::l> N <br />N =- 0 :D %-1 <br />S en -0 ~/'Tl 0 :D <br />s ld .. ::;:c <br />CO ncn -<0 t:9 <br />s ~. ....... 0"'" 0 <br />N I ...,., 0 ""'1z CD ~ <br />0) r <br />0) ~ 0 :c fT1 Z <br />CO r11 -0 l> OJ 0 <br /> ~ r11 ::3 r :::0 "" 2.l <br /> 0 r po <br /> (fl (I) en :D <br /> C,..) ;;>0;: c:= <br /> 1> en i: <br /> 0 -- ~ <br /> f"\) (J') CO <br /> en 6 <br /> <br /> <br /> <br />[Space Above This Line For Recording Data] <br /> <br />~7~, <br /> <br />C> <br />". --. <br />C::--'=' <br /> <br />Loan No: 09-060468 <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11. 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated April 9, 2009 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Penny L Tjernagel, a Single Woman <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br /> <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of State of Nebraska <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />TierOne Bank <br />PO Box 83009 <br />Lincoln, NE 68501 <br />(E) "Note" means the promissory note signed by Borrower and dated April 9, 2009 <br />The Note states that Borrower owes Lender <br />Eighty Thousand DOLLARS and Zero CENTS <br />Dollars (U.S. $ 80,000.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than May 1, 2039 <br /> <br />NEBRASKA- Single Family - Fannie Mae/Freddle Mac UNIFORM INSTRUM~ <br />Form 3028 1/01 <br />Laser Forms Inc. (600) 446-3555 <br />LFI#FNMA3026 4/02 Page 1 of 13 Initials:' <br />