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<br />200902652 <br /> <br />acceptance of any such refund made by direct payment to Borrower will constitute a waiver of any right of action <br />Borrower might have arising out of such overcharge. <br />15. Notices. All notices given by Borrower or Lender in connection with this Security Instrument must be <br />in writing. Any notice to Borrower in connection with this Security Instrument shall be deemed to have been given <br />to Borrower when mailed by first class mail or when actually delivered to Borrower's notice address if sent by other <br />means. Notice to anyone Borrower shall constitute notice to all Borrowers unless Applicable Law expressly <br />requires otherwise. The notice address shall be the Property Address unless Borrower has designated a substitute <br />notice address by notice to Lender. Borrower shall promptly notify Lender of Borrower's change of address. If <br />Lender specifies a procedure for reporting Borrower's change of address, then Borrower shall only report a change <br />of address through that specified procedure. Therc may be only one designated notice address under this Security <br />Instrument at anyone time. Any notice to Lender shall be given by delivering it or by mailing it by first class mail <br />to Lcnder's address stated herein unless Lender has designated another address by notice to Borrower. Any notice in <br />connection with this Security Instnunent shall not be deemed to have been given to Lender until actually received by <br />Lender. If any noticc required by this Security Instrument is also rcquircd under Applicable Law, the Applicable <br />Law requirement will satisfy the corresponding requirement under this Security Instrument. <br />16. Qlvemlng Law; Severability; Rules of Construction. This Security Instrumcnt shall be governed <br />by federal law and the law of the jurisdiction in which the Property is located. All rights and obligations contained <br />in this Sccurity Instrument are subject to any requirements and limitations of Applicable Law. Applicable Law <br />might explicitly or implicitly allow the parties to agree by contract or it might be silent, but such silence shall not be <br />construed as a prohibition against agrcement by contract. In the event that any provision or clause of this Security <br />Instnunent or the Note conflicts with Applicable Law, such coutlict shall not affect other provisions of this Security <br />Instrument or the Note which can be given effcct without the conflicting provision. <br />As used in this Security Instrument: (a) words of the masculine gender shall mean and include <br />corresponding neuter words or words of the fcminine gender; (b) words in the singular shall mean and include the <br />plural and vice versa; and (c) the word "may" gives sole discretion without any obligation to take any action. <br />17. Borrower's Copy. Borrower shall be given one copy of the Note and of this Security Instrument. <br />18. Transfer of the Property or a Beneficial Interest in Borrower. As used in this Section 18, "Interest <br />in the Property" means any legal or beneficial interest in the Property, including, but not limited to, those beneficial <br />interests transferred in a bond for deed, contract for deed, installment sales contract or escrow agreement, the intent <br />of which is the transfer of title by Borrower at a future date to a purchaser. <br />If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a <br />natural person and a beneficial interest in Borrower is sold or transferred) without Lender's prior written consent, <br />Lender may require immediate payment in full of all sums secured by this Security Instrument. However, this <br />option shall not be exercised by Lender if such exercise is prohibited by Applicable Law. <br />If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide <br />a period of not less than 30 days from the date the notice is given in accordance with Section 15 within which <br />Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the <br />expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further <br />notice or demand on Borrower. <br />19. Borrower's Right to Reinstate After Acceleration. If Borrower meets certain conditions, Borrower <br />shall have the right to have enforcement of this Security Instrument discontinued at any time prior to the earliest of: <br />(a) five days before sale of the Property pursuant to any power of sale contained in this Security Instrument; (b) such <br />other period as Applicable Law might specify for the termination of Borrower's right to reinstate; or (c) entry of a <br />judgment enforcing this Security Instrument Those conditions are that Borrower: (a) pays Lender all sums which <br />then would be due under this Security Instrument and the Note as if no acceleration had occurred; (b) cures any <br />default of any other covenants or agreements; (c) pays all expenses incurred in enforcing this Security Instrument, <br />including, but not limited to, reasonable attorneys' fees, property inspection and valuation fees, and other fees <br />incurred for the purpose of protecting Lender's interest in the Property and rights under this Security Instrument; and <br />(d) takes such action as Lender may reasonably require to assure that Lender's interest in the Property and rights <br />under this Security Instrument, and Borrower's obligation to pay the sum see e by thi - Instrument, shall <br /> <br />Nebraska Deed ofTrust-Slngle Family-Fannie MaelFreddie Mac Uniform In <br />MERS Modilled <br />The Compliance Source, In". <br />www.rompliancesour"e.rom <br /> <br />Pa/ll' 100ft3 <br /> <br /> <br />Form 3028 1/01 <br /> <br />Modified by Compliance Source 14301NE 08100 Rev. 04108 <br /><02000, The Com pllance Source, Inc. <br />2940139 <br />