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<br /> Ii' <br /> =- ;IIl'.ll <br />N ~ ~ <br />is n Z <br />is I <br /><0 :2: E c <br />is rn en <br />N n " <br />.J:>. ~ X <br />ex:> <br />N <br /> <br />After Recording Return To: <br />VIRGIN MONEY USA, INC <br />46 LIZOTTE DRIVE <br />MARLBOROUGH, MASSACHUSETTS 01752 <br />Loan Number: 0197626331 <br /> <br />Q~() <br />m en <br />ox m <br />;;J'Il; ~ Z <br /> c:;;;o 0(11 <br /> <=:> 0 rri <br /> '''I ~ 0-1 <br /> c:: 1> :0 <br /> ~f :n Z-l N m <br /> -0 <br />~\ r1 -\... :::0 -1m 0 0 <br />c;-:,- -<0 5i <br /> 0 0"'" C) <br />~ '1 W ,.,Z Z <br /> r CD <br />C;J :r: rT1 ~ <br />Pl -0 l> en 0 <br /> Pl :::3 1 ::0 <br /> 0 11> N C <br /> (f) en s: <br /> c..J ::;><:: ..J: m <br /> ;t:>- O) Z <br /> 1""0 -- -f <br /> U"1 en N Z <br /> en 0 <br /> <br />[Space Above This Line For Recording Data] <br /> <br />~. <br />~ <br />\:."~ <br /> <br />DEED OF TRUST <br /> <br />MIN: 1007313-0197626331-5 <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated APRI L 2, 2009 <br />with all Riders to this document. <br />(B) ''Borrower'' is KELLY M SAILORS- KOLB, a single person <br /> <br />, together <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is VIRGIN MONEY USA, INC <br /> <br />Lender is a MASSACHUSETTS CORPORATION organized <br />and existing under the laws of MASSACHUSETTS <br />Lender's address is 46 LIZOTTE DRIVE, MARLBOROUGH, MASSACHUSETTS 01752 <br /> <br />(D) "Trustee" is TICOR TITLE INSURANCE COMPANY <br /> <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number <br />of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated APRI L 2, 2009 <br />The Note states that Borrower owes Lender EIGHTY -EIGHT THOUSAND EIGHT HUNDRED <br />AND 00/100 Dollars (D. S. $ 88, 8 0 0 . 0 0 ) plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />MAY I, 2039 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(II) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br /><n "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br /> <br />D Adjustable Rate Rider <br />D Balloon Rider <br />D lA Family Rider <br />o Condominium Rider <br /> <br />D Planned Unit Development Rider <br />D Biweekly Payment Rider <br />D Second Home Rider <br />o Other(s) [specify] <br /> <br />Borrower Initials: ~ <br /> <br />NEBRASKAuSingle Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT - MERS <br />Form 3028 1/01 Page 1 of 11 <br /> <br />DocMagic 6}@1'1M1Il 800-849-1382 <br />www.docmaglc.com <br /> <br />,,,........,.........,,............................. <br />,~............~~..."iltI......tltltI............,.... <br />.... ......................~~.. ~~~ ......~iI..~" <br />.................iI~......iliI....................,...... <br />......,......,..~............~iliI...tI.........,.tI...,. <br />...~.........~"~......iltltI........................, <br />..,..,...............~...~...iI........................ <br />......iI........iliI..."tI"..tI..,....,......".... <br />