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<br />,..-."-,,.I <br />',-1 ~ v ~ <br />:'I C'. <br />~ ""') <br />) iJ\J + <br />:::t.~ ~ <br />~ <br />~ . . ('l <br />CrI V\. 7\') <br />- -. VV <br />t;) \.N ~ <br />::: 2.. ~ 2- <br />1..>;::>- <br />C>.c~ (' <br />(;\ 'I \ <br />~ <br /> <br />10 <br />In <br />~ <br />() Z <br />~~~ <br />r) (n <br />;;t'I\X <br /> <br />C) ,,)') <br />Z ~~;, <br />m c,' <br />('):1. <br />X <br /> <br /> m <br /> ..-..::> O~ <br /> ~ Co (() <br /> <=::> 0....... <br /> c.c;:;> <br /> ~. c::)> "':0 <br /> =:3 z....... <br />~~ =xl -ifTI 01:9 <br />=0 -<0 <br /> 0> <br />N 0"" en <br />-.J ""z co- <br />'T\ 'd~ :x:m Z <br />0 l>ClJ ~ <br />rr1 t \J ,::C <br />f'T1 ::3 rl> <br />0 C <br />(J) c.n NS: <br /> N ;:><;: ~ <br /> l> <br /> Q -- <br /> (.oJ en <br /> (J) 0 <br /> <br />I\.) <br />iSl <br />iSl <br />(,0 <br />iSl <br />I\.) <br />N <br />.f:>. <br />.f:>. <br /> <br />~, <br />lr) <br />\) <br /> <br />:er Recording Return To: <br />Loan Number: 02-1030 <br /> <br />200902244 <br /> <br />[Space Above This Line For Recording Data] <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are defmed in Sections 3, 11, <br />13, 18,20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated MARCH 19, 2009 <br />with all Riders to this document. <br />(B) "Borrower" is STEPHEN G. WARRINER AND MELANIE A. WARRINER, <br />HUSBAND AND WIFE <br /> <br />, together <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br /> <br />Lender is a NEBRASKA BANKING CORPORATION <br />and existing under the laws of NEBRASKA <br />Lender's address is 1333 N WEBB RD, GRAND ISLAND, NEBRASKA 68803 <br /> <br />organized <br /> <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trust ". <br />ee IS TIERONE BANK 1235 N STREET. LINCOLN. BE 68508 <br /> <br />(E) "Note" means the promissory note signed by Borrower and dated MARCH 19, 2009 <br />The Note states that Borrower owes Lender SIXTY - TWO THOUSAND AND 00/100 <br />Dollars (U.S. $ 62, :)00.00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than APRIL 1, 2024 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(II) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br /> <br />o Adjustable Rate Rider <br />o Balloon Rider <br />o 1-4 Family Rider <br />o Condominium Rider <br /> <br />o Planned Unit Development Rider <br />o Biweekly Payment Rider <br />o Second Home Rider <br />o Other(s) [specify] <br /> <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br /> <br />NEBRASKA,~Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 1 of 11 <br /> <br />DocMaglc ~ 800-649.7362 <br />www.docmll9ic.com <br /> <br />Ne3028.<b:, xmI <br /> <br />,~ <br />~ <br /> <br />~u <br />'- <br />