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<br />
<br />LOAN NUMBER: 0150285748
<br />COMMERCIAL REAL ESTATE DEED OF TRUST
<br />
<br />This COMMERCIAL REAL EST A TE DEED OF TRUST ("Security Instrument") is made on March 20, 2009 by
<br />the grantor(s) Gordon L O'Neill, Husband, whose address is 62 Kuester Lk, Grand Island, Nebraska 68801 ;
<br />and Colleen K O'Neill, Wife, whose address is 62 Kuester Lk, Grand Island, Nebraska 68801 ("Grantor"). The
<br />trustee is TierOne Bank whose address is 1235 'N' St / P.O. Box 83009, Lincoln, Nebraska 68501 ("Trustee").
<br />The beneficiary is TierOne Bank whose address is PO Box 5018 / 700 N Webb RD, Grand Island, Nebraska
<br />68802-5018 ("Lender"), which is organized and existing under the laws of United States of America. Grantor in
<br />consideration of loans extended by Lender up to a maximum principal amount of Seventy-seven Thousand Five
<br />Hundred and 00/100 Dollars ($77,500.00) ("Maximum Principal Indebtedness"), and for other valuable
<br />consideration, the receipt of which is acknowledged, irrevocably grants, conveys and assigns to Trustee, in trust,
<br />with power of sale, the following described property located in the County of Hall, State of Nebraska:
<br />
<br />Address: 62 Kuester Lake, Grand Island, Nebraska 68801
<br />Legal Description: Lot Seven (7), situated on the East side of the West portion of Kuester Lake and being
<br />on a part of the East Half of the Southwest Quarter (El/2 SWI/4) in Section Thirteen (13), Township
<br />Eleven (11) North, Range Nine (9) West of the 6th P.M., in Hall County, Nebraska
<br />
<br />Together with all easements, appurtenances abutting streets and alleys, improvements, buildings, fixtures,
<br />tenements, hereditaments, equipment, rents, income, profits and royalties, personal goods of whatever description
<br />and all other rights and privileges including all minerals, oil, gas, water (whether groundwater, subterranean or
<br />otherwise), water rights (whether riparian, appropriate or otherwise, and whether or not appurtenant to the above-
<br />described real property), wells, well permits, ditches, ditch rights, reservoirs, reservoir rights, reservoir sites,
<br />storage rights, dams and water stock that may now, or at any time in the future, be located on and/or used in
<br />connection with the above-described real property, payment awards, amounts reeeived from eminent domain,
<br />amounts received from any and all insurance payments, and timber which may now or later be located, situated, or
<br />affixed on and used in connection therewith (hereinafter called the "Property").
<br />
<br />RELATED DOCUMENTS. The words "Related Documents" mean all promissory notes, security agreements,
<br />prior mortgages, prior deeds of trust, business loan agreements, construction Joan agreements, resolutions,
<br />guaranties, environmental agreements, subordination agreements, assignments of leases and rents and any other
<br />documents or agreements executed in connection with this Security Instrument whether now or hereafter existing.
<br />The Rclated Documents are hereby made a part of this Security Instrument by reference thereto, with the same
<br />force and effect as if fully set forth herein.
<br />
<br />INDl<:BTEDNESS. This Security Instrument secures the principal amount shown above as may be evidenced by a
<br />promissory note or notes of even, prior or subsequent date hereto, including future advances and every other
<br />indebtedness of any and every kind now or hereafter owing from Grantor to Lender, howsoever created or arising,
<br />whether primary, secondary or contingent, together with any interest or charges provided in or arising out of such
<br />indebtedness, as well as the agreements and covenants of this Security Instrument and all Related Documents
<br />(hereinafter all referred to as the "Indebtedness").
<br />
<br />FUTURE ADV ANC:ES. To the extent permitted by law, this Security Instrument will secure future advances as if
<br />such advances were made on the date ofthis Security Instrument regardless ofthe fact that from time to time there
<br />may be no balance due under the note and regardless of whether Lender is obligated to make such future advances.
<br />
<br />CROSS COLLA TERALlZATION. It is the expressed intent of Grantor to cross collateralize all of its
<br />Indebtedness and obligations to Lender, howsoever arising and whensoever incurred.
<br />
<br />WARRANTIES. Grantor, for itself, its heirs, personal representatives, successors, and assigns, represents,
<br />warrants, covenants and agrees with Lender, its successors and assigns, as follows:
<br />
<br />Performance of Obligations. Grantor promises to perform all terms, conditions, and covenants of this
<br />Security Instrument and Related Documents in accordance with the terms contained therein.
<br />
<br />Defense and Title to Property. At the time of execution and delivery ofthis instrument, Grantor is lawtblly
<br />seised of the estate hereby conveyed and has the exclusive right to mortgage, grant, convey and assign the
<br />Property. Grantor covenants that the Property is unencumbered and free of all liens, except for encumbrances
<br />of record acceptable to Lender. Further, Grantor covenants that Grantor will warrant and defend generally
<br />
<br />02004-2008 Copyright Compliance Systems, Inc. 63C7..C3M7 - 2oo8.12.2B2
<br />Commercial Real Estate SC'curity InstrumC'nt - 1)1.4007
<br />
<br />Pl:lb'"C 1 of5
<br />
<br />WW'w .colnplil:1l1cc!:iy:.>tcm.s, com
<br />~OO-%~"~j22 - Fax 616-956-1 R6R
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