<br />loan No: 0872057383
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<br />DEED OF TRUST
<br />(Continued)
<br />
<br />200902047
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<br />Page 6
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<br />__._____".,.__,_~..~.,.._"'.,~,~,.,'""w..,"
<br />
<br />Event of Default. The words "Event of Default" mean any of the events of default set forth in this Deed of Trust in the events of
<br />default section of this Deed of Trust.
<br />
<br />Existing Indebtedness. The words "Existing Indebtedness" mean the indebtedness described in the Existing Liens provision of this
<br />Deed of Trust.
<br />
<br />Hazardous Substances. The words "Hazardous Substances" mean materials that. because of their quantity, concentration or
<br />physical, chemical or infectious characteristics, may r:ause or pose a present or potential hazard to human health or the environment
<br />when improperly used, treated, stored, disposed of, generated, manufactured. transported or otherwise handled. The words
<br />"Hazardous Substances" are used in their very broadest sense and include without limitation any and all hazardous or toxic
<br />substances, materials or waste as defined by or listed under the Environmental Laws. The term "Hazardous Suhstances" also
<br />includes, without limitation, petroleum and petroleum by-products or any fraction thereof and asbestos.
<br />
<br />Improvements. The word "Improvements" meons all existing and future improvements, buildings, structures, mobile homes affixed on
<br />the Real Property, facilities, additions, replar:oments and other construction on the Real Property.
<br />
<br />Indebtedness. The word "Indebtedness" means all principal, interest, and other amounts, costs and expenses payable under the
<br />Credit Agreement or Related Documents, together with 011 renewals of, extensions of, modifications of, consolidations of and
<br />substitutions for the Credit Agreement or Related Documents and any amounts expended or advonced by Lender to discharge
<br />Trustor's obligations or expenses incurred by Trustee or Lender to enforce Trustor's obligations under this Deed of Trust, together
<br />with interest on such amounts as provided in this Deed olTrus\.
<br />
<br />lender. The word "lender" means Equitable Bank, its Sllccessors and assigns. The words "successors or assigns" mean any person
<br />or company that acquires any interest in the Credit Agreement.
<br />
<br />Personal Property. The words "Personal Property" mean all equipment, fixtures, and other articles of personal property now or
<br />hereafter owned by Trustor, and now or hereafter attached or affixed to the Real Property; tngAthor with all accessions, parts, and
<br />additions to, all replacements of, and all substitutions for, any of such property; ond together with all proceeds (including without
<br />limitation all insurance proceeds and refunds of premiums) from any sale or othor disposition of the Property.
<br />
<br />Property. The word "Property" means collectively the Real Property and the Personal Property.
<br />
<br />Real Property. The words "Real Property" mean the real property, interests and rights, as further described in this Deed of Trust.
<br />
<br />Related Documents. The words "Related Documents" mAon all promissory notes, credit ogreemP.llts, loan agreements, environmental
<br />agreements, guaranties, security agreements, mortgages, deeds of trust, security deeds, collateral mortgages, and all other
<br />instruments, agreements and documents, whether now or hereafter existing, executed in connection with the Indebtedness.
<br />
<br />Rents. The word "Rents" means all present and future rents, revenues, income, issues, royalties, profits, and other benefits derived
<br />from the Property.
<br />
<br />Trustee. The word "Trustee" means Equitable Bank (Grand Island Region), whose address is 113-115 N Locust St; PO Box 160,
<br />Grand Island, NE 68802-0160 and any substitute or successor trustees.
<br />
<br />Trustor. The word "Trustor" means DANIEL L. HAYS and KRISTY A_ HAYS.
<br />
<br />EACH TRUSTOR ACKNOWLEDGES HAVING READ All THE PROVISIONS OF THIS DEED OF TRUST, AND EACH TRUSTOR AGREES TO
<br />ITS TERMS.
<br />
<br />TRUSTOR:
<br />
<br />x~~L~~
<br />
<br />N L. HAYS -I
<br />
<br />
<br />x~~
<br />
<br />INDIVIDUAL ACKNOWLEDGMENT
<br />
<br />STATE OF
<br />
<br />(\j E:-
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<br />)
<br />) SS
<br />)
<br />
<br />COUNTY OF _=--:t\C \\. Q _ __
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<br />On this day before me, the undersigned Notary Public, personally appei'lled DANIEL L. HAYS and KRISTY A. HAYS, to me known to be the
<br />individuals described in and who executed the Deed of Trust, and ar:knowledged that they signed the Deed of Trust as their free and
<br />voluntary act and dAed, for the uses and purposes therein mentioned_
<br />
<br />Given under my hand and official seal this ___n. II day of
<br />
<br />
<br />--m-J'A-~sJ'~--fO=:- ,20_ 07_.
<br />-----U~ ..tL_ La~{~ __________w
<br />
<br />Notary Public in and for the State of _
<br />
<br />By
<br />
<br />Residing at
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<br />My commission expires ___
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