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<br />~ <br />t; <br /> <br />~ <br />~ <br />n, <br /> <br /> ~I Q~ <br /> men <br /> n Z OX ~ <br /> ~.~ ~ . ~ <br /> ~ <br /> f& (") (f) 0 rrf <br /> ..~ I <:> -i <br /> ~j; =:3 c::l> N :0 <br /> z-i m <br /> =c -irrl 0 0 <br /> ::0 -<0 > <br /> J ....... o""'rl 0 en <br /> ""Tl CD "z CD Z <br /> 0 r :r nl Ul <br /> m ::D l> o;J 0 -I <br /> rr1 ::3 . ;0 ::0 <br /> 0 r~ ...... c: <br /> (f) ~ (f) c.o s:: <br /> ....... ~ m <br /> l> J: ~ <br /> ....c -- <br />To: OJ c.n -&; Z <br /> (J) 0 <br /> <br />N <br />S <br />S <br />CD <br />S <br />....... <br />CD <br />.j::o. <br />+:0. <br /> <br />After Recording Return <br />FLAGSTAR BADK <br />5151 CORPORATE DRIVE <br />TROY, MI 48098 <br />FINAL DOCUMENTS, MAIL STOP w-531-1 <br /> <br />~ <br />~~ <br /> <br />VI waCD LOAD # 502454310 <br /> <br />[Space Above This Line For Recording Data] <br /> <br />DEED OF TRUST <br /> <br />IMIN 100052550245431092 <br /> <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, <br />18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated MARCH 13, 2009, together with <br />all Riders to this document. <br />(B) "Borrower" is EDWARD SMITH ADD VICKY L. SMITH, HUSBAND AND WIFE, AS JOINT TENANTS. <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "lender" is T ADD S MORTGAGE. <br /> <br />lender is a CORPORATION <br />under the laws of NEBRASKA. <br />2919 2ND AVE, KEARNEY, NE 68847. <br /> <br />organized and existing <br />lender's address is <br /> <br />(D) "Trustee" is X~~ FIRST AMERICAN TITLE INSURANCE COMPANY <br /> <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as <br />a nominee for lender and lender's successors and assigns. MERS Is the beneficiary under this Security Instrument. <br />MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box <br />2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated MARCH 13, 2009. The Note <br />states that Borrower owes lender *****************************SEVENTY TWO THOUSAND ADD NO/100 <br />********************************************************** Dollars (U.S. $72,000.00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than APRIL 1, 2039. ~ <br /> <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 30281/01 Ini tials: <br />@ 1999-2007 Online Documents, Inc. Page 1 of 9 NEED ED 0705 <br />03-12-2009 12:30 <br /> <br />'-335 \OCJ <br />