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<br />DEED OF TRUST
<br />
<br />DEFINITIONS
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<br />Words used in multiple sections of this document are defined below and o thefwOids' are defined in 'Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated........................ P}P.5)9.QL..... ......................, together
<br />with all Riders to this document.
<br />(B) "Borrower" is )~~~MY.~, Wl~~~A~.QMICH.E.~~~.R...WI~~.~,.~~.~~ANO.~~.OWjf~........ ... ...... .................. ...................................
<br />
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is .~AN~.Qf.OPNIf~i\N.............................................................................................................. .. .
<br />Lender is a .GP.FWOR4TI0N........................................................................................... organized and existing under
<br />the laws of . TH~ SJHE. Of. Nm~ASM. . .. . .. .. . ... . . . ... ... .. . .. . ... . .. . .. . .. . Lender's address is . P. P. ~.Q)q7P, .QOfoJJr.li~foJ/.~~. .6.~e~2.-P2}Q. . .. . .
<br />
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is .~~~.~ m .QQNW.~~~. .~..q..~9.~l?Q. .QQ~.IP~.~~/.~~. ~.~~?~.............................................................................
<br />(E) "Note" means the promissory note signed by Borrower and dated PJP.E!).QQ~.................................................... . The
<br />Note states that Borrower owes Lender P.rIIE.I:I11.NOR~O.EIJHHY.FII(UI:IP.LJSANO.ONE HVN.Q~EJJ. FIfTY. ONU\~D. P.4/.1.QO............. ....................
<br />.. .. .. .. .. .. , .. .. .. .. .. .. .. .. .. . .. .. .. .. .. .. . .. ... Dollars (U. s. $ .1 ~~,! ~.1:P~. .. .. .. .. .. .. .. .. .. .. ..) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than..................... p.:l-p.a-t.Q1I.....................
<br />
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security Instrument. plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />o Adjustable Rate Rider 0 Condominium Rider
<br />[X] Balloon Rider 0 Planned Unit Development Rider
<br />o 1-4 Family Rider 0 Biweekly Payment Rider
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Properly; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic .rl;l};'UlAAe)Il~anS the regularly scheduled_amount due for (i},prjncipaJ andintCf'~st WIder the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. *2601 ct scq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and/or this Security Instrument.
<br />
<br />
<br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
<br />B",,~er5 Systems, Inc., St. Cloud. MN Form MD-l-NE 8/17/2000
<br />rei; 1/2001
<br />
<br />o Second Home Rider
<br />o Other(s) [specify] .......................
<br />
<br />pYi\ <2-\0
<br />
<br />Form 3028 1/01
<br />
<br />11111111111111111 111111 1111 1111 I11I
<br />
<br />J 8 2 A 0
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