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<br />~ <br />~ <br /> <br />('") en <br />o --l <br />c::l> <br />z--l <br />-lm <br />-<0 <br />0""" <br />"""z <br />:J: m <br />;t;>- co <br />.. ;0 <br />.. l> <br />(n <br />;:><: <br />1> <br /> <br />~t <br />~% <br />"'" <br /> <br />~ <br />C!! <br />n Z <br />~ ~. ~ <br />ncn <br />~x <br /> <br />~j; <br />~~ <br />~ t <br /> <br />...........""'--"" <br /> <br />3 <br />= <br />::c <br />...... <br />W <br /> <br />N <br />IS <br />IS <br /><0 <br />IS <br />-->. <br />0:> <br />W <br />W <br /> <br />-0 <br />::3 <br /> <br />~ <br />C) <br /> <br />...... <br /> <br /> <br />N <br />c::::> <br /> <br />(n <br />(n <br /> <br />ler Recording Return To: <br />Loan Number: 02-0123 <br />R.t t [yYI/"" 1) d Y\fe \ <br />He.Y"I+C\~c Ban!>.; <br />flo K.rt- .s r:!: f <br />GYltYlc\Ts-j<:tntA NG. ~fK()Z - 5/3 f <br />[Space Above This Line For Recording Data] <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated MARCH 4, 2009 , together <br />with all Riders to this document. <br />(B) "Borrower" is O. WM. VONSEGGERN AND MERRY J. VONSEGGERN HUSBAND <br />AND WIFE AS TENANTS IN COMMON <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br /> <br />Lender is a NEBRASKA BANKING CORPORATION <br />and existing under the laws of NEBRASKA <br />Lender's address is 1333 N WEBB RD, GRAND ISLAND, NEBRASKA 68803 <br /> <br />organized <br /> <br />Lender is the beneficiary under this Security Instrument. <br />CD) "Trustee" is TIERONE BANI( 1235 N STREET, LINCOLN, NE 68508 <br /> <br />(E) "Note" means the promissory note signed by Borrower and dated MARCH 4, 2009 <br />The Note states that Borrower owes Lender ONE HUNDRED TEN THOUSAND AND 00/100 <br />Dollars (U.S. $ 110,000.00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than APRIL 1, 2039 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(II) "Riders" means all Riders to this Secuity Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br /> <br />o Adjustable Rate Rider <br />o Balloon Rider <br />o 1-4 Family Rider <br />o Condominium Rider <br /> <br />o Planned Unit Development Rider <br />o Biweekly Payment Rider <br />o Second Home Rider <br />o Other(s) [specify] <br /> <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br /> <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 1 of 11 <br /> <br />DocMagic ~ 800.649.1362 <br />www.docmagic.com <br /> <br />{J t-v 1./ <br /> <br />Ne3028.dot."",1 <br /> <br />\^~ <br /> <br /><::> <br />f"\) <br />c::::> <br />C) <br />CO <br />C) <br />...... <br />CD <br />W <br />c...) <br /> <br />m <br />~ <br />m <br />:0 <br />m <br />o <br />> <br />en <br />Z <br />~ <br />:0 <br />C <br />3: <br />m <br />~ <br />Z <br />o <br /> <br />55.50 <br />