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<br />200901599 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br /> <br />(Seal) <br />BOlTower <br /> <br />C/- n /y-) (! <br />x...Jt'~'--Y' OL-<'''----~_'__..L.._ c.o___e - ,(Seal) <br />DONNA R NOEL BOlTower <br /> <br />f:J!3~ <br /> <br />SNE11 Rev 12/27/00 <br /> <br />Page 17 01 18 <br /> <br />IniliaIS:(~ N <br /> <br />FORM 3028 1/01 <br />