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_ _ ._ ~ _ 5.' ~ ~~ a . . - 15. Taxes.. The Sel?ers shall pay a11,r•eal estate taxes and special assessments on the property for the year 1983, Taxes. fqr the year 1982 shall be prorated to date of closing and Suyers shall pay for .real estate. taxes accruing aftEr date of closing. 12'. P, ros~eriy .Insurance. Buyers agree that. duringthe term of this Agreement the Buyers ~rri71-carry, at their own expense, fire anal extended coverage insurance on all improvements oresentl,y or herea+ter locatedan- the real property bung sold in a minimum amount df Twenty-One Thousand Dollars ($21,000.OOj_ All. such policies shall notice this.Agreement and shahcontain a Ioss dayable clause na~~~ing •~he Sellers as their interest may appear. Such policies or certificates of insurance shall be`delivered - t:o the 5eilers to b~ held pursuant to the terms of this Agreement: 13_ Risk of Loss, Warranties. Risk df loss or damage to the nror~erty being sold hereunder shall remainon the Sellers until tha date of eossession and shall pass-to the Buyers at the time of possession. 14. Personal .Property. The fol'sowing property is now .located orr the premises and is included in iris sale: Two electric refriger•ai;ors and two gas stoves, the total present value of which is approximately Five hicndred-Dollars:. This amount is included in the'S33,500.00 sale'nriee. Lt is' expressly, agreed between SeTiers and Buyers that the 4itle to the personal nrooer•ty mentioned-ih this paragraph is hereby cpnveyed as of this date and a Bi1T of'Sa e is unnecessarv. 15. Private Assessments, Utilities. Sellers. wi71 pay at closing al'i ,assessments made against the proaer•ty by any city or state. governmental agency and hold Sellers .harmless .from any i>iabiliv thereon. Utilities shall be pror•atad;to date of c psing. 16. Escrow Agent. The parties designa'ce Ovarland "lational` Bank of'' ,rand Island, i~Ebraska. Any fees will be shared equally by Sellers and Boyers. 1%. Otner Conditions.-'The Es::row Agent shall. acknowledge receipt-of the ;Jarraniy deed and a copy of i:nis Agreement as they. are provided. Said documents shall. be delivered to the Buyers at such time as the Buyers shall have paid the entire purchase price vain i;iteres . At such time a5 the Survivarshio 13arra;;ty Deed is delivered io the Buyers; Sellers shall affix thereto, at Sellers' expense, sufficient ~` documQni:~ry stamp tax, or the escrow Agenn may cause. such revarue stamps 'to - 3-