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9 c. cxxRGES r.iExs ~~2...rt1 CJ X33 `> i Uniforaa'-Covenant 4 of the Security'Inatrument`is-amended to read as follows: 4. Charges; Liens: Borrower shall pay all taxes, assessmeats,'and other charges,-fines and impositions attributable to the Property ,which may'attan a priority over this Security Instruaeat,;and-leasehold payments'ar ground rents, if any, in the manner-provided under-paragraph 2 hereof or, if $ot paid in such' manner, by Borrower making payment, When due, directly to the payee thereof. Borrower shall. promptly furnish to Lender all notices of amounts due under this :paragraph, aad:ia the-event Borrower shall make payment directly, Borrower shall promptly furnish to :Lender ;receipts evidencing such payments. :Borrower:-shalt promptly discharge any'lien'which`has priority over this Secnrity Instrument; provided, that-Borrower shall not be required to discharge any such lien'so long as Borrower: -(a) shall agree iawritiag to the payment of the obligation c secured by such lien `in a`manner acceptable-to Lender; (b) shall is good faith: contest=such ties by, .or'defend agaast'enforcement of such lien. in, legal .proceedings which in the opinion of`Leader:operate to,grevent the eafdreement of the lien or forfeiture-of the Property 'or nay part thereof; or (c) shall secure from the holder: of such lien as agreemeat'in a form satisfactory to Lender subordinating uch lien to this security Ins rumeat,. If Lender determines hat-all or aay;part'of the-Property :is subject to a lien- which%may attain a priority oeer this Security Instrument, Lender shall end ' Borrower notice ideatifyiag:such lien. Borrower shall atisfy'such Lien or'take one or more of the actions set"forth above within'tea days: of :the giving of. notice. D". NOTICE: Uniform Covenant 14 of the'Security Snstrument is amended to read as follows: 14. Notice. Except for nay notice required under"applicable law to_be given in another manner, (a) any notice to :Borrower provided for. in this Security Instrument shall be given by delivering it or by mailing it by; first class mail addressed to Borrower at the Property Address or at such other address as Borrower may deaignate;by notice to Lender as provided herein, and (2s) any notice to Lender shall be-given by first class mail r;; Lender's address stated herein or to such other address as Lender may: designate by notice to Borrower as'provided herein._ Any notice provided for in,this_Security Instrument shall be deemed to have been given= a Borrower or Leader when givca''in the manner designated herein:... E. UNIFORri riORTGAGE; GOVERNING LAW; SEVERABILITY Uaiform.Covenant 15 is amended to read as-followsc 15. Unfora riortgage;'Governing Law; Severability. This form 'of Security Instrument cosbines uniform covenants for national use and'non-uniform covenants- with limited variations by jurisdiction to constitute a uniform>security instrument covering seal property. This Security Instrument shall be governed by federal law and the Tau of the jurisdiction in which the Property is Socated. In the event that any provisiaa or clause of this Security Instrument or the Note conflicts with-applicable law, such conflict shallrnot affect other provisions of this Security :Instrument oz the Note which can begiven.effect without the conflicting provision, and to .this end the provisions of-this ;Security Instrument and the Note are deelared to be severabld. F. NO FUTURE ADVANCES. Non-Uniform Covenant 21 of the Security-Instrument ("Future Advances")-is deleted. LOAN CFIARGES- If the loan secured by the Security Instrument is subject to a law which sets maximum loan charges, sad that law. is finally interpreted so Ghat the .interest or other loan charges collected or ta'be collected in connection with the loan exceed permitted limits, thee: (1) aay such loan charge shallr-be reduced by-the amount necessary to reduce *_he eharge to the permitted limi*_s; and (2) nay sums already collected €rom Borrawez which exceeded permitted units will be refunded - to narrower. Lender may choose to make this refund by zeducin$ the. principal ;~?t28q, ~_ ,%