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°"°` rt ti <br /> <br />not penonaily liable on the Nate ar under Phis D«d of Trust, and {c) agrees .that Lender and s^y other Borcoaer <br />hereunder may agree to extend...modify. forbear, or make any other accommodations with regard to the terms of this <br />Deed of Trusrot the Nofe, without that $arrowcr's conxnt and without releasing that Borrower or modifying this beat <br />of Trust az to that $orrowtr's interest in the Property. <br />12. Notice. Euaept for anypoticarequired under applicable law to be given in another manner, (a) any noticrto- <br />Bamower provideed for in :this Deed:of Trust shall be given by delivering it of by mailing such'noNce by ttrtil3ed mail <br />addresssd to Borrower at the pmpertyAddress or at such other address az Borrower may designate by notice to Lender <br />as provided herein. and 4b) any'notice to Lendecshall be given by certified mail taLender's address stated.:heroin or to <br />such other addrexs as Lender may designate by narict to Borrower as provided herein. Any notice provided for in this <br />Deed of Trustshall bt deemed to have b«ngiven to Borrower or Lender when girgn in the mannex designated herein. <br />13. Genenttn~ Laws SevenbUlty. Thrstate and dexal laws applicable to this D«d of Trust shall be the laws of the <br />jurisdiction in which the Property is )orated. Th.[ foregoing. sentence shallnot limit the applicability of Federal law to <br />this'De:edbf Trust. Inane evenrthat-any provisron or clause of this Deed of Trust or the Note confliMs with applicable <br />.law, such conflict shall not affect other ptovisions of thin Dead of Trust orthe Note which can be given tffeM without the <br />cronflicting provision. and to this end the prervisions of this Deed ofTrusrand the Note are declared to bescverablo. As <br />used he:rtin, "costs",'.'expenses" and "`attorneys! €ees" include all sums to the; extent not prohibited by applicable law;or <br />limited htzein.. <br />1J. Boerower's Copy. Baexvwet'shali be furnished a conformed copy of the Note and of this D«d of Trust at the <br />time of ex«utioa or after recordation hereof: <br />15. Rehabtlitatim Lerae A~ectaent. Borrower shaft fulfill all ofBOtrower's obligations under any home rehabilita- <br />tion, improvement. repair orbttter loan agreement which. Sorrower enters into with [xnder. Lender, at Lender's option, <br />may :require Borrowtt ao execuu and deliver o Lender; in a form acccptab1e to :Lender, an assignment of any rights, <br />claims ot.defenses which Borrower may have against parties who supply labor; materials or services inconnectiamwith <br />improvements made to the. Propcrtp. <br />ifi. ?rarafer of the Prohrty;-ASwuPties. ~ If all or any part- of the Property or an interest <br />rl-KSin is sold or tzanaferred,by Borrower without L~ttder's prior written consent, <br />ezcludinq '(a- the' creation of a lien- or encusbcance subordinate to this't)eed of <br />Trust, (b) the creation-of a purchase money security interest for household appli- <br />attcee or {e) a ti:anster by deviser, descent or °by operation of law upon the' deakh of <br />a joint tenant, Lender say, at Ltedar's option, declare all rife stars secured by rifts <br />t>.ed of 'Trust to be i>saediatsly due and payable. <Lender" shall have wa ved uch' <br />oQLion to accelerate if, prior- to the sale or- transfer, Lender and the person to <br />the Property is to be sold^or trar+sferresd reach -agreesertt ih vzitinq that the <br />credit of auto pert+on is satisfactory-to Lander and that the interest payable on the <br />suss eecured '.+y, this Deed of Trust shall be `at such rate as Lender spell sequeat.- <br />If Lender a:ercasgs such option to accelerate, Lender shall [sail Bncrower notice of <br />acceleration in accordance with .paragraph 12 'hereof.' Such.. notices .shall ,provide, a <br />period of-not less than 3Q desyps Eros- the date the 'notice is nailed or delivered' <br />wt:h>.n which Borrower may pay the rotes declared due. Zf Socrower fails to pay such <br />suss pr for to tt~e aatpiration of such period,, Letnder may, without further notice. oc <br />desand on socrawer, invoke any resedies permitted by paragcaptt'17 hereof. <br />'voN-UNtFOnM COVENANTS. $ottower and Lender further covenant and agree as follows: <br />I7.:lcaleratits: I2emadiss.;E:ceps ss prorieied in para{nph 16 hereof. upon Borrower's breach of any coreaaat <br />or asreeueasof BeRewsr in fhb Deed of Tnrt, iteciut$ia; Borrower's failure to pray. by the end of 10 calendar days after <br />they art lira, say sums saawred by titL Deed of Trost, Leodet prior W acedention shall give notice to Borrower as <br />prmfeisd Is;para~raph I2 hrtreol apedfyity{s (I {the bleach; {21 the acth~:e- regPaired to cake aucb bacon; {3) a date, not <br />taw [has 20 days ' the date the noeiex-ls mailed to Borrower, by'which such breach must be cued and 14) char <br />failtsrt to cnn such btYac6 00 or before the date specified ie the twtice may tesutt in acceleration of the sums secured by <br />t61s Decd-eN[:Trust sad sate of the Property The Welke sha71 further inform Borrower of the right to reinstate after <br />acacdaatim and thcri;bt to b[ish r court action to ascent the aoaexlstencr of a default or any other defense of Borrower <br />to s>cceleratlat and safe. If the breach is not cared r!n ar before the date sQexit3ed in the notice, Leeeler, ^t Lender's <br />option, may declare aliof the sour: secttrcd by this Deed of Taus[ W be lmmeeilatsly due and payabM,witbortt further <br />elesasd sad may invoke tbs porter of safe and say ether remedla peamitted br appllcebfe law. [,ender shall be entitled <br />to collect all tYasortabk coats and exPaosa incurred in pursutog the mmedir provided in thL parsQnph 17, IacludinQ, <br />betnot Iftaited to, ressosablaatteuseys' #eas <br />ICthe power of sals b invoked; Trsstee-shah recoed a notice of defsait in each county in which the Property or sotQe <br />parrtbcrenl' is located sad shelf mail copies of such antics ie the tnanncrprexcribed,by applicable law to Borrower utd <br />to the otbu perwm prescribed hy;applfcahie taw. AJ"tar the lapse of such time ss may be required br app[icablee law, <br />Trssus shall fire public aotia oLsak to ibe'persoas and m ibe manner peescaibed by applicable law. Trustee. without <br />demand oa Borrower, shah sell the Properay at public auction to'tlte hlgbetit bidder at the time'and place and nader;tbe <br />terms drsigoate•d is [its notitx otsale inorre or moreparce4 and in stachorder as Trustee may determineTrus[eemay <br />postpone sale o[ ail or any pattxl of the Property br public announcement at the time and place of any previously. <br />scbednled sale. Lender or ixader's designee matt' purchase the Property at any sate. <br />L""pea receipt of pa~ment.,o[ tire. peke bid, Trustee shall deliver to the purebsser Trustee's deed conveying the <br />property sold. The recitals is the Trattee'e decd shall be prima facie evitienex of the truth of rite statements made <br />titcaeln. Trustee :ball apple the: protxeais of the lair in the follmwing ordeal: {a) to all: reasoaablccasts and expenses of Lhc <br />sale, ltvcludlaQ, but Qot limited to, Trustee's fees actuaffy incuarcd of not mare titan ............. %of the gross sale <br />price, reasueabk stturners' less and costs of title erleieaet; (hr) to ail sums secured by thin Deed of Trust;,and {c) the ex- <br />cm, if env, to fire pecsou ur pcravns {egdly entitled thereto. <br />18. Barrtrwer's lti¢ht to Relamiate. Notwithsta.'td•,ng L.ender's acceleration of ttie sums secured by tf:is Decd of <br />frost, +iue to t3arr~wer's Acea~h, A<>rtower shall :5avt the right to haft any proceedings begun by l,ender,to enforce this <br />Deed of "!'rust dtsccnti,~ued a. any time gnor ro the earlier to c+ccur of{i) the fifth day before the sale oi'the Property <br />pursuant :~'tse l.owe';'i a.r ~r.!aened in this Deed af'Txust ar ti"t) enfry of a;udgtnent enforcing this Deed of Trust if: <br />;af Bo .o+ir gays Ler~Jrr ~ su , ahii°t would bethen due. under this Deed a; Trust and the ~otr had nn acceleration <br />?~cu.-r.G; ~~1 Ba<: rr•.a.:' <u c; a. 5reaches of anyathcr ;.Yavtnants aragretrnents of Borrower cantatncd-en this Deed of <br />irw:: < Rcrr c• j,ar a)1 ;cas.naiate cxtxnses incu."td by Lender and Trustee n ~nfarc:tg the covenants and. <br />age^*_mrnta c,, fk~.r,,-per ~=on[~nedin this Deed a€'€rust and i;, eaforcarsg herder's and'frustee's remedies asprovidtd in <br />^-arage~ ~:. 1' her .~i an~luding. but tier limited to, reac.,x; -;aIe attorneys' feet: ono' it;1 Bi]rTawer takes such action as <br />t. cr:~+, r me. r=u,=:~:aabtg agesire t;~ ssaurc that the ii~cn ~ ~.` this Deed aP "i'tust. txn3er`s intcrest test the i?roperty anti <br />fr5r:rwe. -z?,ri~~-,: ~a m.lsa; ttteaum5 `rccuc25ytl7is '=hr '.af'1'rust stlall~ant.:..etC uni+rp., e:. ~yx+tr such }. ay°nM1~ttt a:~t3 <br /><ix:r ~ ~. iJcsxf of Trutt anal The "httx~.,:~:a.ti t-c. red 3 .tbs s4aP! remain .,, ~, t' i-.r . a*:3 aaffect as it no <br />