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$~~ ~ Q ~ ~ AD[91TIONAt TERMS <br />PRRr^~s dtF ~T ~\T>(' Ri ai.tiF TFLRP[N4NCE'CHARGF:;Eocn though Ldonot bare to paymnte thanthe tr. ylar scheduled montAly~paymeut,.[har;ett <br />to arcp tht ttr: n i ~ . m wit at any nme or in. pan from tirf,e to dme. if the lsndiv~ insntution or battle tat s m} contract computes rhefinanpe <br />elaiTv t „w t na .... h rgr ~ .I. !x st .f J make an early payment, and is w ill Ut hrgher if L pay-late: L else rree,ccognize xha~ ' ttf^essttry ai4jtastment to my total I <br />`+argr w i .! t,- .fEact<dTn myhau:b~tL: I also kriew• that tlx amoums ~taawn on the reverse: star feu tLte Fina»ce Gfiarga t oalof lFa; rents; and'tha'Total Sale Priers <br />mate I ~ .i :m the asvumgit n the. , ,u will recoive ch of the puyraonUt eRactly ontsduedate: atuil know [hut there witL be na rett.+ad if [pttpay becai,ISe[hereiat <br />t e t •. I am charn,<ri: m a da tv h.,sts if the lenCtne tn<titutrc n c * hankdxs nOt rnmpart the finance charge Caily, and if T propay the whole atttount; you witl <br />t the ttir uncxnerd pc+rtinn of the Arsance charge Gnterestl by the accounting prcx:edure krniwn ar the actuarial method; and rho amount r m~ rchate wit? `?C figures <br />a: hulv4 d J:uce artQ aint~ants of mw monthly pa}mznt aed riot on the a~maf dates atixL amounts of the prepayments that L pay W yow T kao~ ; F, at o refund of les that <br />x.a ?ox he meas.. '.. <br />on cho <br />Si.~ <br />IMPORTANT NOTit~-A$OUT WARRANTIES: <br />~a) WE as SELLEit HEREBY DISCLAIM ALL ViTARRANTiES. EXPRESSED OR IMPLIED, OF MERCHANTA- <br />81LI~Y AND FITNESS FOR A PARTICULAR Pt1RPOSE ON ALL GOOKS AND SERVICES UNLESS SELLER FUR- <br />NISHES BUYER WITH A SEPARATE WRGTTI=H L4MiTED WARRANTY Qt#`SERVICE CONTRACT MADE BY SEL- <br />l.fR ON ITS OWN BEHALF ~1AiHlCH, tF MADE, ACCOMPANIES THIS CONTRACT). <br />61 T w-t:9 :east shotildtr..ul, in aaail, shcseyucrate "t.IMht giJ W ABR Ai;TY" which accompaninsthis ecmitapt. It explains chc condi lions and cimumsiances in which <br />;he mrnnfaHUred p-oe^~ttwi'?tk reoairart narLjrLatYd. hake noose ~t the fimitennrts on tllewatramy, and }(rvtin~tul matennz that snv implied wturantywhich applies <br />_ ih ~n,c,L-b.~ t ,,, K.+_. +r rerr'i ._act <br />bPF CLAL-t?RllFRt (NODS Ile >w r+lw~ ha c to hu aricrsopeningsruxhaL Vwt:an nsake tl~pntiucts to lit ms p.micular itcruse.Jtake ttobcr that the <br />gnod fit ;u ,,.i t :.w,r r d t r n. spc ItFr hi.t.ar ; ~?..h;_, wilt rnl .:. aner,thtrhnudes, aad :.od_r ~.ocb ta-~ditia2. 1 know twat I cannot cancel ibis contrarr al any timt <br />ei..r rhr xn~ ,:t. ne v~ive rr, in a~..n'+. ~~rutl A', rhatlceaL prri.7d of time.l know tnaU have!hc ~?b]igancn [o pav you in full Lhe amnuntowed: <br /><ORi I( ~T70~5 PE7iTUVTVG TQ Wt REAL F ~7 A 11 ~ I set#keep my Apustlm g wd rem - t •n kem tonsured for at teat 90% of its replacement value <br />h huer};a h. r,i..d .:!rrrSed~+vest~+e n,.nrv-e rata. inris unoanv must t+oappmvu. by vou.r,n.]r3•e po -cam thaveustusdard uus.d[e6 [xneiicien douse <br />4 hrh sa: [h~i sou xe ro be paid if there -. a Intt_ "i't rat>;~ ~panv rntisi sgTeC that itwill na ,easel me policy w~i[trccw Lrst telling you. l authorize Ih[ insurance <br />' moar dirtctly tar anti lo. Y u a ct t_ ay'mz~i W r. he tn,t an} - swats 1 e you er to renarr m}' houu i also premist2hat <br />T u t ~ i Deli rzona-else to p;acc <nti' u.,n, xt my :c.., c ,: ,r ue, e i. i .ir wnt.ea pe~nsai r I pnn~asz to pav all [nets, secsments aril other charges on mV real eS~~ <br />wMm due. t. I ttnYCtise le drxh' Wrote tl p ern,-etc prin:~ t u ,< crcare.~ 6v m_c ray! cciate. 1 aL:o prnmtx :hat t will rox extend. mnew ix change prior kianswithcwf <br />r _, ,e n o ~ f 1 ~+ ~ .:w ? .1 i. +ic .A itti n n}'rc ,1 ~.am Mrn yea can do it for nu if you want.(but you dorKKtweto).Tf Yqr <br />tk p xnp '.l tnc nb tg:n <ns w' rru Krr tc+ {{``ar v w h' k i n U -tsd plus t rc. t ar a arnoal rate Meet pereen[ngc points (3'~ i Estates than the annual percentage <br />F.rce stxiwr, e.r Inc rr.rtsr s...c t. nt9 1 oa r.x: hack oleo at.:.tant<w, I k: zadnt tie rig drh, m ~«~ wroich i<sa:ured by my real estate and house. 1 know thatif youdecide <br />1u 4uv insuraau'- `<r mt rtu, v nu il.r; the Watt io <KNain e,~r ho~z:rowne: o: habi;lty irsu acct. <br />SALE[)F'<SY [f0[=SE;'ar run .nul_,rsw ,• .c ~r~M)ust to amens, :a i~•ave L:Ic Gl.aid ms dcbt:cvrn_or anti:lohtninyourwrttenpermission-LET would <br />~, ip . -. r., : o.:. -,. ~. _mc to site c : e rhw coctra t, • nc ~ c .u:ai ? ou rriati review th r qua: is a. ru. L' v ou an~ve ;hem, you can thugs rte n sercicG tee fix changing roeonis. <br />,.i.. vi uE_,u:rea.+e rtx :nterest racoon rh~c:ont: a;,. ,.aicLrasQwiswa;=o- .au do r,asereetwt ugh ~:d merupoas-wle,or this debt. <br />pEFAL'LT;iw~ilhsu;dr:a~::rtceNiGrt`~.iseur.-rn<tii <br />In~±n t n•.,eearavmen<when e;,<~, Est <br />(:il :+n ~ n•Ci n tG i .:•:+~'_G 1 ~ t c,u tn,rh?":URifaCt, elf... <br />Gth:ng ct fa~+ca. wh -h;uues+ou to tfe)ieucin¢txd ia„t; chattdo mtinteod repay s-.,u i<pmrrxed: or <br />a (,3e ~ Is ~r, >c ~h`,at;on, wm<h I Asa ~m iagmyhome a+a~llateral, nr ' <br />~ »rth. :c hap~+ct„mv~u.c wtitch;"mattw;.:wrth ,. <br />tF I AVI IN UF.FAl7.T: At h,alu con: real seam «a he >ida b~: ~:.u tc~ per ins JcM tti gnu. 8tfore my h ,c, scdd. you w u, do everyMmg that the law trquircs. Anyone <br />- purcha~~ mr imicic and :rat estate ar :nr safe.:;. rux1»g ycu and. y:~u ca o c tfiepureha5cr a ~fn, tct c ilXrd wittxxii any warrin[ia- Howevtt, yea attest that you <br />u i I cell ; hrk~se am4 real teats rt .ill ; vc2nu• ps - nr t :rr z -sex i urfauh before Utc s:ue ih, r w Piave the nght to wG rrx and forcclira thacootruc[ as <br />u .t ,vas arm ngapc. !f }oi% h¢c nn al.tnt'tr} ~: au:at pw . ~ szli n p ,.vase. a~ c, we enc. ~, m prixect sour ng5u. 1 agrte to pay yoc fx yiwr rtasonatila-rutaxtwya' fees <br />r.nd 6x Mhermtyecif capcn,es ~...crt ~ r~~a czars, n<k uarclus;and mcrnev ynr crpetxied to pran't my hours. <br />(OTHER RIGFITS: We can cboou ;ux t ~ aaoar a~ic'd rhr rtg,hty sn.fe th;.: ~_azxi as oilers as ae -rant 'nM,ut iosmg rIIiem. Or, we cm drlav enf icing anvof the rights <br />s-uh:xif iosmg area lCc can shu~aac:vs nyhr. uow n; to the h;^nre g:ncr o-~mb~~Iaw <br />DFI ikY4 I n. .hat rear uu ruu hc..t ii"M t. r to°'ha ~+ a~ n rr^.asmT my txsti+:, but ! »lio endcn~tarM that to come au i born you may encounter. <br />8eta,e [h:u err i.used hp stnee+. wee~.he ~-. x.~,.on'..fcl s. yew hair <n^ia ~ n,; maienal.. er six ~tlxr rrax!ns tJlat ire Tttydm! yyur control, I wide reread t6el yew will <br />n -t i.~hic r ash-]ac.~ <br />Ali[tffRAflOM: it!!cave^depute cvciaun w~l~v u.~mmrrnn:g.iix yuwvxr yadih~or ixrfomraace of the prrtcdtacta.lttt>slersYatd lhatmydiapulc mnY OC SUbmined to <br />. ,.: xuk+: ..Wang t,~ ttr n~:cd:aU.ro-n, h.t utrc,a y cgruvi d m r,~ , cdc~rkgxJ tr. rt'.v : ~. ~.mtv or by ibe kkuf HNlet BuSitseaaBureeu. l elwknow that any decision <br />.n:x!c hr ar..,rhrtrn.i<1v.nuld he emcee Ln C~c ..iur*°anrg;uti• I o,unra~id v:~u. <br />~Aa.F'AI:F, \ AI.,I~F:: I a: arw rhL [hr w,iwJ.rwv u. w _,; w xhn xrwecn 1. eau iiv.- v, oc rcm~*.~ediay ,-mtt'ortirra ~nataitation have IIO salvage value. When you n- <br />r ,e Qirrn, ..,nhz«r7er~zt :,.v wiia[rver pu~7wsc': a.atr <br />JPECL~I,SITCAl111NJ;L..:e to hx uoiGucrr_sr.,t vane ~{!fr; rv- ,d! 1.:..1v. .Ia. i.t tl;a o,2cetiaL aituauans shat r~ur Hcgiona (litres tray haveturevtrw <br />.. J - ,: p: tf . I al c 2t a x1 -h + r ~ra t t i th u i a have tied akL ltx CIIrreet information :mponnm tv th:5 rtansaCtirm <br />,~ ur r, n;tirt p „:se +o- n v t. nx^t ; n.c_ J;,.a. _ r_i r~..d n c r_..~.r., >v hrni.c fj.anh..r th'reCnntract weer cnmp}eKU. <br />[A: ALIll PRt)~1tilUAJ I a pn. , ._~ r:.T ~ ~latcs ~:K 7nw-arm -s unr.~iiiv~-~:.b,._ thc_cu;,l tree 4om-acYw•itl ba yL'art .i.his ;ontrxi rtGmrrs <br />~,•,:es;:f r,~,^=~nterev thar'he law ix I..Irtrr+au wiLt oafs ~, _.M-!gr~.t.aJ,r_~i-tn*:rrx ,he axntmm of irtrrrevi w•ht.hthrfa 11„ws~coun:;~iika- <br />i_'.0~1.-LF.TF:NRS,ti t)F"fHiS CC)NTRACI': t ~anncr, rrvotc ~: ,i i„nt S ?• n•ato' w ihia ..o•~trx:. 'i'n~v nmtra,. r,.an :rd:y he dvany:cd : t>vih ~, o.i mrG air agree in <br />w nuag. <br />Late rot:.rw;nc aea+rt brmgstn r i ate to rrhe -Who Hart i Ltatcesea w nruthu .ontw „ .oia u , fios~um) test ration ur atia;:i., and I ~1Rruid neaiCt th;ttthe i~nrpor- <br />t»~.•c.~t tht~rc,,.~~~vu++. srrw.,. vi hv..ucsc+cxa~an....,t s»tu.iut.k+~xd face wcr.. .. <br /> <br /> <br />~. <br />