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<br />8~-~-Ut12335
<br />r1Tl-JIJSTABLE RASE LOAN RIDER
<br />Nt)TICF:: TI Ih' tih.('ttR('1'l' INS'CRIIMt:NT' tih°('U.Kfti ~ \`t 11'h`~ytii(.'}I' CONTAINS
<br />,v PKt)\'itilON ALLt)t~'ttiG Ft)K"C'NAN(.E:S L\ l HF ItiTEKh:ST 'RATE. IN-
<br />CKF:A~F:~ IN TI1F. 1YhEKEti"i R:4`i'E Wll_I KEtiUI,I I\ i11G11h:R PAYMENTS.
<br />111Ct}(EAtih:S lei l tih: l\T'h:HFS'1 >rA'Th: WiL`.. Rt:~l'l:f IN i,OWh;R PAYMENTS.
<br />i hi; Hid~•r 4~ maJc this . -14th dayo(.. June !<r F2 , ;u,d is incorporated into znd shall
<br />be dcci-,c.=+o ar.ien,1 aid tu~pirmrnt the h(oetgagc, t)crd~ofTrusr,'.or Ik•ctito•SrcureOebl (lhc "Security Instru-
<br />m.r;+"j 0( C:,c sar;.c aatc given bY' ilve undcrst ncd (Nrc 'l3orrowcr a to srcucc l3urrowcr s Note 60. Thy First, , ,
<br />National Bank of,Grand;Is,i~nd;,~rand;Isl and,, Nebraska .
<br />tnc i-ender"; .>! the same date,thc "Mete") andsover3ng the pro(rcrty describes in the Security lnstrurnent and
<br />,,,~,,,,;;., 405, East $ alley:"dark.Road,_Grand,Island,.Nebraska
<br />Ys~perrr A Llrr ... .
<br />Mudificrrn,ns, in additton`es tl'ia covenants and agreements rnadr to thcSecurity instrument, i3~rrower and
<br />I ci,iJcr fu~thcr ,o~cnant ar,Sagrcc as (oltowsr
<br />~. 111 F.ItI:tiT KnT`F. AnU 11(1til'IILY PAYMENT CIiAN(;Eti
<br />1 t4l Notc !,a. un • i c u iat lntrrrsi kale" of .15.:~Q/q. ~'hc Note. intcretit rate'?nny be iurcased or decreased on the
<br />].S.tday of iltc n;nr.tlz ;-,cbislrtsng :»r .......:MOrCh.1 ....,,It3..8.6, :,anct on tfiat day of?the month: ever?
<br />~2.. rn.Jn:!rs thcrraltcr.
<br />C~hangcs .n arc n:!c:csi rave re governedb}'changes is.8rs interest rntc index-called the:"index"`.The lndexis the:
<br />_ : on:-e~e ~rtcrc,i it.~ir, l'ur~hasr of }'rcviousiy t)czs,tcd ifgmes, National Average Cor alI Major
<br />;,, ,C , cr:J::s" tts~ub s:ncd L,, r c l'rs4aral lioriic Loan bank lioar3.
<br />t ~x• _ U. S. Treasury Secorttes 3 year
<br />, . K,r , ~ ird~c a.r .Herne, ~rrrr . ~ . ~ n ~ ummn a>r,i3,un rhangrz(rn rhr ,nlerpst ^n:r ern rurh ChnnxeQuPo; if noLoz is ehetktd lherl will
<br />- , ,,,, ,,,,n ,n r cn rrorrn i
<br />i t! U crc :, r, c, ria~..i+c.. '.r~.u o ; th.ttigcs in the interrst'ratc ut any:t'har3g~ mate.
<br />..) X i'nc ~.nurr,t ra+c , ... ;,c ~hany,~d by mnro than .fllte tn.rcrnlagc ix)ints at any Change Da(c.
<br />i `,c nrc~ ;+. , a:c ~P..r.ec>, ....:,n,uu;yl ~ f 13r>rrower's monthly'liaymrnts wil! change as provided in the Note. In-
<br />,,., ~~ the inucc~t retc «., r. `+:~her pa}sne3rts t3eereascr. ~n the mierest rate wilt resukt in lower payments.
<br />~.~',.! ~ ~,u::h: Ir,an •„ -, ,, v;q i;ic .~r,ttuity tnsiTt3mcnt ii :ubt2•c~ ,cis !aw which sets rnaTimum loan charges
<br />:,,,, , ,ntc,hrrtcd ~,o ;h: _ ~,n[c:eit nr ;,,then to.inchuryr. c,~lir~u d .yrlo bccollected in connection~withthe
<br />..,,u!J rs.<<,, ixt:r, ;:,~rl ~, i , t ~.I:is a .I,_ :,~ .. tficn:t A?.my ~~.aih ~~?art~chargc hall be reduced by lheamount
<br />~,, >~,r ~ ;~~ r,~~..r Inc ~!;argc t > I , r ini;in] Inru4_ ;ui.i i fl1 au} suniti .vti.~.:d}•;et>Ilrrted;tn3u: l3orcower w)iichexcecd-
<br />i ,~r,~,.nr,~ s~n:ot, w,1' he rr',un~rv ~.s !?r.~: u•.~~.r_ ,., ~~J:' nay cht,n,e + arakc.this refund by rCducing the,pr!nc;pal
<br />r..,!er t4~ ti`ere >,• h; :ra~.,i r :, ,~,.:ct !,srmu . ; !:erur~..~ :
<br />t 1'ttltJK l.lE\~
<br />f! t:~...,r ,1,i~r~~:Sncs ~.~,_i ,. _., ,pry pare ,! :~~_~ sane. ,~;;.~~;! i„ i _ Sccurny lrsstrument,arc subject to a lien
<br />.. ,. .': I~.di ;"u,~ tp ~.,. C~ .hip tic, .. ~f:., r,:fP.e•11. ~ ~. ~:_r r,5} :i nd lintn,uc{-a hallCC'Id CnSlfyingiL a! :;en. 30f rGWr[
<br />....i ~ .,^;, ', .. w~:h ~cya~.: ~~,:,~ iic: ..> t>i cr. . c~I ~'^-.. ,.ra~:li ul the"SrCUnly"T11H CLriteCl Or s'aatl pro;npl!y
<br />~. ae .,.~ .:, i,: ~rrt ~,: , ': •~:~, ,i .L:;.., y ,o I r,~.~i.r ~.ui,ur rin:uir,h. r:u lice: io this Secunty Insinzmcnt.
<br />fl. IitA\~iElt l)h IIIF I'Kttl'I.KC1'
<br />ll .-~: `i ', d I'~fu"'. U ) i,iC ~'t J~a'lly ., Cii ,,. ,.'l Ci ~;f a~~,il 1' ,,. !Il' tic curtly ii111rtinlent, Lender mayle(jWR ~l}
<br />u~ .IKf t'.:e[ i', 21K iufr~ r, .ti CN c ~~a::l1l I;SSC, l:r !') an .n2rc alt trl lUr rt'n1i;s:,l(1i) tltC hn+It ~.C)n tI1C at1'IOUn[ {)Iahy Onr 111-
<br />_ , , :.pie .r..,~~gc: C ,r.rrr b a l,n, t) .,, l3) a change u, the tia,c Index Ugcrc; ur a{t otthese, as ttcondition oC~l_ender's
<br />.,. .~ti ~t,c ori,~on to xcctcraic i'rt~..,;ec: i3 p.a::grs;~h I?. :..
<br />H, -:rrur.g ,h,s, P ;:~;w~er igr -cs t,> Lll ai ttsr abu.c.
<br />.....` ~CsL o . , .. s....... (Sail )
<br />Donald 1. Madison -sorruWCr
<br />..Marie D. Madison -tsorrora `
<br />... . ...^. ~ •.. •. ,. .. .. er.~ d d t n~i m,f 13,... i,. nr ri~• , ,:r,:r:ri rrr„rn;. Ihr Jrs; Ini4a~ narord well +rf+P?X.
<br />- k€31E3S'ABIE t;AT€ l.tlAM ?!UEA ,_z >ti,at: uua~~~u+rstntri~lh,u,~
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