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<br />82--~0228`~
<br />~1I)JU5TA~3I~E RATE IOA-~1 R[DEit
<br />n(~~rlcE:TUr:.tir.c~ufirrvl~srl;E:,+1E~~T,fc~t~ar',,~~~~~rr:w~lf~;~tco~,v~~.~lrv~s
<br />.1 S'HU~t~IO'~ :11.1,1)A41NG Foil (=li.4](i~ I~: tllt(lt"1h:I2Fa`T' i2ATF... IN-
<br />CNEA~f~ lti THE l~ffKh'tiT K.41F: ~Vll I ltF:~Uf t IV iHd.i1F:R',PAI'M1tENTS.
<br />1)ECNb ~~}'.~ Ih l ilE IN ] EKES[ H.AT.h: ~~SL L. )tl•:11:CF-lN F.nWE12 PAYMENTS.
<br />~{hrs RidEr iti ^~ade this . _ _I.OCn day of _ ~u'le ~..., 19 82 , „ andis incOrraaratcd info acrd shall
<br />be dccr,~^.d to anxnd and cup~~crnc:z; iLr "~turtg:iac, 17cecl of'1'ruir; cx i)cec(ro Secure [)cbt ilfae "Se_u•it}' Inslru-
<br />n~rnt") of the santr dnsc ~i=at by ~.e ^nt1r 5~3=:Cd jthr °']lorrowev" )to ~e. a;acl3 rrr.awcr's No[e to .The. F1 r5t
<br />ryatio.naT Bank,of .Grand .I:~i~r1d.,.,Grand.-.Island.2,Nebraska
<br />i~h< Lendrr '} of lh s~mc d.,re t}'c '"h1oEO"} and cov~rEn the {~ropc7ty do.nucd ~in~lhc Security rnstrumcr,t and
<br />;.~~,,,c~~, 3129~r~ri,af'w~od B1~d..,.Grand,Isiand, Nebraska.
<br />~ r!i) Priiprr{v ArddFtxr ... ... . ............... .
<br />MoJifcoaiuns. !n aeitlititrn to thc;cUVrnaius ;and agreements{iandc ias the Security Ins[:ument, Darawrr and
<br />I.cnc:c: f:,,:hcr ~o~cnant arsdagrrc as ful3~ws:
<br />~. IN"i E:l(F:tiT HAl F. ANI1 M{?N'i'1l4Y PAYTtiti:N7 ('}1,AN<:6:ti
<br />1 hr Nu,c ttas an 'initia11n3erCSFkatC'~ Of j-~, 5~°Jo..~? hC t11UtC.$ttierc~fi r;ilc tnay i1C inCCC3Sefj Qt decreased On [hc
<br />Tst da ~( it:c r-cor..h :+e~innasaE iaa ... M~rGh. ~.. _ .... , .c I~> Sb.: and on that day of the manih rutty
<br />T2 rm,n;tas thcrraftrr.
<br />Chanhn n: ; he intcresi asst art ~rJVCrncil by rhangcs in an mtcrc~a ;nit aides caliedthe "]ndez". Tht index is thr.
<br />,~: i , .,...., r~ .,, „vv :,art 'r
<br />u• "Co'a<ra~; lnaere,t Kass, Pur.ftasc of Yrcvjrssly (1~•estp,ed 3{~mcs, iYataotaal Average fora!1Major
<br />!.rcx ,~i !.rnd::s" puhlnhcd by rite Fcairra3 F(nr»c t_Oani3ank. $oartl.
<br />iZt x• U,_~. 7_reasurySecarties-3 Year
<br />n, . ,err ..r n. ,wu err ~rr,arr : ce. w., v.~,..num "r+t cn rhonCq :n 71itir,.tr. r a trot a+ti eudh Chun~t k~uRe: 1f nU b.'ra cr rherktd .herr rill
<br />i;'1 ! ihcrc ,. no mu~ar:ern ~.;mr on ihl:a~c;int7lt Ini,rrsi raic a1;,ny Cffange Fait.
<br />x _t h~ ~:, crc r-;, ~: ;;~ :::~r.rir d tx~ tsiorc than 5', hatr~ rntagc Itioints ar any Changc'Da(c.
<br />'nt ,:crna ra c ~.h ingc 1 ~ .mo„nt OC 1L~rrtx xri`x. aatanFhl y:pa~~a.rtft5 wall Citaft~C aS ptovadcd t^ the (°POtC:lfl-
<br />,,ea =:~ thr r;rc>t r.f.r ~~... ,_. ~,~ t,.ghcr ;,a •.tncnts: l7ccreascsiu aiat~ ~~,rtcrest ratr'wi11 result in lower, payments.
<br />If. I tYA1 (-t1AKGtti
<br />[ . .,,td b~ ~t,a::rc hoar. , rc,i ,,y .!ac `,cL,,; :1 ,nstrut uni r s ~h~~ e~ ~n a taw which seas maximum loan charges
<br />!~.t: `:a,• r. ins ^r~ret;d sa'it.u il~.e ;:N Ca Ca; +,r ~+;}~,er .r•in i laarrc~~ ~ .~.n~l or IC7i>dCOI~CCtCQla CAttnCC(iOnWi(}a tht
<br />,~...~ uiu rx-.rxd nacre n ~ t i '> > c ~.a.c, nrn (,~i .a a. ;n . hatgcshall bt reduced trytht amount
<br />, ,,»aa:t::d~,<rrc~:..a,Y;c ~~t:~;:cn,,;i.ctsL,:ut et:d(;t~,in; ,;r,,.~ r;nly~uilrctcd[rotn.[3orrowcrwitichcxcced-
<br />- i.r.ir6 lua r,~. ~ c ri tui d .,, Purr ~wcr t ~ Hoer unY ~ .t,~r •c :n ln:gh: ~Jn~ rrlund tfy reduCtitg 1hG principal
<br />- i,~.tcr i'u Vi~ic cr be n a ,t, .. ,fr t'il peen. ::~ ~ ~ ii.un..er
<br />r i'1(i11H I.IF.U
<br />I! i ,.~dn dcR~u^,~"cx !r'.. ,,: .1~iy i-erl , ,'K ~+'uh s;t nt Cd ,~ iu.. S,~tu .!y Fn5tfti tattnt, afC 3JbJCCI (ff~ ilrn
<br />, t~.,, w:rt~ ~ ra t!r. .a ,, ,~.y li, ,,t..,~,r,, ' ;,.dct r:ay •,rn.l l4,v~,~~.ocr _t i.uucc icScn+~fyLng that tun. L'orrowcr
<br />iiy e.[ w !< ..:' 1 ,al ~2 1 . ~. -cd ~., a r.i ~~.If ~h: ACC. nSy Im:rtf lflen((7f ",kid~~ ~f V[r~gl~y
<br />,.: u,.~.cu nC nl r, ~ i n ..; ~.,I,yJ<.ty ;u I c~,l.r ;u?',u uus:r; f.~}, t i:~a Ua ..:n ~rCUtltyin5[rllailrnl..
<br />it iHA\~1Elt (lF 111 F: S'I(IIPFJLIY
<br />I _~rrr ~, a t~,t rx i xt .: . ;,Ci y do j:.;. ~llegiaph I1 <, tti S..~r,i ;y In•z G.rlllitCnt, Lendcf may. rtgUlfG (()
<br />...,~c .i+'; t rura~ ^1",c :.r, er. a rt r (~) a a a~rreer ir9 iex n u ,,, .;i r;(t the 1!uitt pit lheat[tount4f.aty Ant t11-
<br />.•~ .3,,z~ ye tit IF^tf+~ a ~ l), ,: i ~) a.,,a ~rg,~'r, lnr ItaaC Index l~yu rr, or Ull of EtLCyC, a3 a,C0ndallOn(Yf LCnd[I ~S
<br />~, I:,C t~~':. nt] !U eivGi[! ~ fy~c?~'V If; (~, .l d[J~ h 1~. '
<br />Hy -„p.r, nq ri;,,, i3~niowc- .~t.:cc9 :.. ail o. ;`~c ab-.r.e.
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<br />+.~`1fl5;R8LE RAT€'.LiACr RtIIER rw,w~,;,, yam Yb~z,Mahr Y°d
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