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<br />'" <br />51 <br />51 <br />CO <br />51 <br />...... <br />+::0- <br />W <br />W <br /> <br />171":-.. ~ -.:.. <br />~ .v~, <br />::5 o~ <br />~. . .s:. <br />\.-1. . .O::s. ....Q, <br />~_I'" ~ <br />I/j ~,- 9\." <br />~'vt'~ <br />Q,. _. L <br />"< UJ c: <br />""' .~ <br /> <br />~i <br /> <br />O(\~ <br />I <br />:ter Recording Return To: <br />---Loan Number: 02-0130 <br /> <br />'" <br />en <br /> <br />2~ <br />m en <br />n:J: <br />~ <br /> <br />. <br />~ <br />n Z <br />a~~ <br /> <br />~ <br /><;;.;:;0 <br />==- <br />c.;;lo <br /> <br />..." <br />f""T1 <br />co <br /> <br />N <br />0> <br /> <br />(") (/) <br />o ---l <br />c::l> <br />z---l <br />~f'Tl <br />-<0 <br />0-'" <br />-"'z <br />::r::rTl <br />:too. OJ <br />r ;0 <br />I :too <br />(/) <br />A <br />:too <br /> <br />~~ <br />~~~ <br />~r <br /> <br />-...-........ <br /> <br />\J <br />::3 <br /> <br />, <br /> <br />o <br />C) <br /> <br />t---' <br /> <br />C,..,) <br />-l: <br /> <br />[Space Above This Line For Recording Data] <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated FEBRUARY 18, 2009 , together <br />with all Riders to this document. <br />(B) "Borrower" is JEFFREY K. HOOKER AND DEBRA A. HOOKER HUSBAND AND <br />WIFE AS JOINT TENANTS WITH RIGHT OF SURVIVORSHIP AND NOT AS <br />TENANTS IN COMMON <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br /> <br />Lender is a NEBRASKA BANKING CORPORATION <br />and existing under the laws of NEBRASKA <br />Lender's address is 1333 N WEBB RD, GRAND ISLAND, NEBRASKA 68803 <br /> <br />organized <br /> <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is TIERON&'BANK 1235 N STREET LINCOLN, NE 68501 <br /> <br />",~".'. <br />(E) "Note" means the promissory note signed by Borrower and dated FEBRUARY 18, 2009 <br />The Note states that Borrower owes Lender NINETY THOUSAND AND 00/100 <br />Dollars (U.S. $ 90,000.00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than MARCH 1, 2024 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br /> <br />o Adjustable Rate Rider <br />D Balloon Rider <br />D 1-4 Family Rider <br />o Condominium Rider <br /> <br />D Planned Unit Development Rider <br />D Biweekly Payment Rider <br />D Second Home Rider <br />o Other(s) [specify] <br /> <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br /> <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 1 of 11 <br /> <br />DocMaglc ~ 800-649-1362 <br />www.docmaglc.com <br /> <br />.JKI! ~ftW <br /> <br />Ne3028,dot..ml <br /> <br />m <br />~ <br />~ <br />C) <br />6; <br />'2 <br />c::>;} <br />c:: <br />== <br />~ <br />Z <br />o <br /> <br />o <br />N <br /> <br />c::> <br />c:o <br /> <br />t---' <br />-C: <br />W <br />W <br /> <br />.55,50 <br />