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<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, II, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated........................ Pl. P:2P.QL..........................., together
<br />with all Riders to this document.
<br />(B). "Borrower" is .G~~!>.Q!w. P.. .~~:r.~~mG .I\I\IP. U~~.I;J, .~~n~~~!>,.W~~(INI;J.~t-J.Q .W!~~. . . . . ..... . . . . ......... . .... . . . ........ . . . . . . . . . . . . . . .
<br /> . . . . . . . . . . .
<br />
<br />DEED OF TRUST
<br />
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is .~(\N~.Qf .Q9NW.~~N......... .. . . ........ . . . . . . . . .. . . . ... ....... . . .. . . . . . . . . . . . . . . . . . . . . . . . . . .......... ............ .............
<br /> .... .
<br />Lender is a .~QR~Q~ATlQt-J........................................................................................... organized and existing under
<br />the laws of .TH~ $.1N.~ PJ N~~~A~~A........................................ . Lender's address is .1'. P.~A~,479, .QQt-J.IPH~t-J/.N~. ~.~QRQ~ZQ......
<br />
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is .~~I\I:r.~~kl\l~.11.QI\I~.l. ~AI\IK. r.Q..~p.~ .~~~. ~.4~~~.IP.~,.I\I~. .~~~7.~ ............. ......... ........ . . . . . . . . . .. .. . . . . . . . . . . . . . .
<br /> . . . . . .. . . . . . . .
<br />(E) "Note" means the promissory note signed by Borrower and dated !R.1.~'.2.QQ~.................................................... . The
<br />Note states that Borrower owes Lender :r.Wo.HlJ~o.aEP.SE.II~llIn JJ:lO.l!SlINO.WlJNO/l0P............................................................
<br />.. .. .. .. .. .. .. .. .. .. . .. . .. .. . .. .. .. .. . .. .. .. .. .. .. Dollars (U. S. $ ,479,099..99.......................) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than..................... O.:l-O.1.-Z.0.~9.....................
<br />
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />D Adjustable Rate Rider D Condominium Rider
<br />D Balloon Rider D Planned Unit Development Rider
<br />D 1-4 Family Rider 0 Biweekly Payment Rider
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. ~2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and/or this Security Instrument.
<br />
<br />D Second Home Rider
<br />D Other(s) [specify] .......................
<br />
<br />Form 3028 1/01
<br />
<br />~~;;:.~~;:,~~"~~ ~::::;~;~;~"~~...;:~::,~:. Moo UNIFORM INSTRUM: , of' '",,,; 6Dt J~,I,I,I'~II
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