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<br />FITCHHORN
<br />Loan Number 1100893617 ]SliD
<br />Case Number 321-2630003-703
<br />MIN 100052211008936179
<br />
<br /><\.merican Mortgage Company
<br />orate Centre Drive, Suite 400
<br />Tennessee 37067
<br />
<br />DEED OF TRUST
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<br />THIS DEED OF TRUST ("Security Instrument") is made on FEBRUARY 19, 2009, among the grantor, JON W.
<br />FITCHHORN and KELLY S. FITCHHORN, HUSBAND AND WIFE AS JOINT TENANTS AND NOT AS
<br />TENANTS IN COMMON ("Borrower"). The trustee is Garv D Bvrne. a member of the NE State Bar Asse.
<br />("Trustee"). The beneficiary is MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS")
<br />(SOLELY AS NOMINEE FOR LENDER, AS HEREINAFTER DEFINED, AND LENDER'S SUCCESSORS AND
<br />ASSIGNS). MERS IS ORGANIZED AND EXISTING UNDER THE LAWS OF DELAWARE, AND HAS AN
<br />ADDRESS AND TELEPHONE NUMBER OF POST OFFICE BOX 2026, FLINT, MICHIGAN 48501-2026,
<br />TELEPHONE (888)679-MERS. FRANKLIN AMERICAN MORTGAGE COMPANY, a corporation organized and
<br />existing under the laws of TENNESSEE, and whose address is 501 CORPORATE CENTRE DRIVE, SUITE 400,
<br />FRANKLIN, TENNESSEE 37067 ("Lender"). Borrower owes Lender the principal sum of TWO HUNDRED
<br />FIFTY-FOUR THOUSAND THREE HUNDRED SEVENTY -FIVE AND 00/100ths Dollars (U.S.$254,375.00). This
<br />debt is evidenced by Borrower's note dated the same date as this Security Instrument ("Note"), which provides for
<br />monthly payments, with the full debt, if not paid earlier, due and payable on MARCH 1, 2039. This Security Instrument
<br />secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and
<br />modifications of the Note; (b) the payment of all other sums, with interest, advanced under Paragraph 7 to protect the
<br />security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements under this Security
<br />Instrument and the Note. For this purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably
<br />grants and conveys to Trustee, in trust, with power of sale, the following described property located in HALL County,
<br />Nebraska:
<br />
<br />LOT ONE (1), WESTERN HEIGHTS FIFTH SUBDIVISION, IN THE CITY OF GRAND
<br />ISLAND, HALL COUNTY, NEBRASKA.
<br />
<br />which has the address of 4220 WEST 13TH STREET, GRAND ISLAND
<br />Nebraska 68803 [Zip Code] ("Property Address");
<br />
<br />[Street, City] ,
<br />
<br />GV2171-1 (696) Page 1 0[7
<br />
<br />FHA Nebraska Deed of Trust
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