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200901339 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />(Seal) (Seal) <br />JE ER J. ISSO - Borrower - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />Witnesses: <br />NF,BRASVA -- Single Family -- Fannie Mae /Freddie Mae UNIFORM INSTRUMENT Form 3028 1/01 (page 13 of 14 pages) <br />GV2023.IIP <br />