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<br />{i) <br />r- <br />~ <br />I <br /> <br /> ~ Q~() m <br /> f':> o~ <br /> m en c.::> o (fl <br /> n:c c;;::::> o ---I <br /> Z ~ N~ <br />~~ ;:l'I;: '..,t C1:> <br />C ,..-',' ....., Z---l <br />en ;;U~' rr"'l ---Irr1 ol:!J <br />ncn 00 r'" "- CD -<0 <br />"':I: G ~- N 0""" OJ> <br /> <::::> en <br /> 0 w -"'z c.D- <br /> ..." ~ ::r. rtl Z <br /> 0 )>CD Oil <br /> C) rTl t -0 r ;)':l <br /> rn ::3 r )> ~c:: <br /> QI 0 <br /> (fl (J) ws: <br /> W 7' wm <br /> )> <br /> c..n --- -.1~ <br /> U"1 (J) Z <br /> ifJ 0 <br /> 0 <br /> .-'( on <br /> !J ~. <br /> <br />N <br />IS <br />IS <br /><D <br />IS <br />-" <br />W <br />W <br />-.....j <br /> <br />er Recording Return To: <br />Loan Number: 02-0109 <br /> <br />[Space Above This Line For Recording Data] <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18,20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated FEBRUARY 20, 2009 <br />with all Riders to this document. <br />(B) "Borrower" is BRIAN Iv'JOLT, A SINGLE PERSON <br /> <br />, together <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br /> <br />Lender is a NEBRASKA BANKING CORPORATION <br />and existing under the laws of NEBRAS KA <br />Lender's address is 1333 N WEBB RD, GRAND ISLAND, NEBRASKA 68803 <br /> <br />organized <br /> <br />Lender is the beneficiary under th:s Security Instrument. <br /> <br />(D) "Trustee" is TIERONE BANK 1235N STREET LINCOLN, NE 68508 <br /> <br />(E) "Note" means the promissory note signed by Borrower and dated FEBRUARY 20, 2009 <br />The Note states that Borrower owes Lender ONE HUNDRED THOUSAND AND 00/100 <br />Dollars (U.S. $ 100,000.00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than MARCH 1, 2039 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(II) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br /> <br />o Adjustable Rate Rider <br />o Balloon Rider <br />o 1-4 Family Rider <br />o Condominium Rider <br /> <br />o Planned Unit Development Rider <br />o Biweekly Payment Rider <br />o Second Home Rider <br />o Other(s) [specify] <br /> <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br /> <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 302B 1/01 Page 1 of 11 <br /> <br />DocMagic ~ 800-649-7362 <br />www.docmaglc.com <br /> <br />Ne3028,dol.xml <br /> <br />-P/1 <br />