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~ . . c- OIl::: :r:y m z .~ = Z N ~ t" . ~ o v; rrf IS . ........ "., \ c.c;. 0--.; I 0 IS C') .....---:~ ~ .,.., Cl> ::D ~~\ c.o I'T1 - ~', n-, :2: -; N eJ IS -I ~ !: CO -;1Tl -->. =i Z 0<;;:' -<0 0 > N 2 N 0) r. ~ C -." 0 o "'TJ C> en 0) (T'I ~ en CJ r -r,~ :2 (./) .. :r: IT] CD /"T1 ;J r'1 ~ /"T1 -0 l> co a ~ CJ ::3 '::u S (J) ,X:.. .......... ~ n C,.,,) (f) rrt ;><: N ~ V) C,.,,) X:.. --- --- 0) I"\,) en ~ en 0) [Space Above This Line For Recording Data] S-. ~, d Loan No: 09-059124 DEED OF TRUST DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, II, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated February 14, 2009 together with all Riders to this document. (B) "Borrower" is DOUGLAS J. HERBEK AND TENA L. HERBEK, HUSBAND AND WIFE Borrower is the trustor under this Security Instrument. (C) "Lender" is FIVE POINTS BANK OF HASTINGS Lender is a NEBRASKA CORPORATION organized and existing under the laws of Lender's address is 320 SOUTH BURLINGTON HASTINGS, NE 68901 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is TIERONE BANK PO BOX 83009 LINCOLN, NE 68501 (E) "Note"means the promissory note signed by Borrower and dated February 14, 2009 The Note states that Borrower owes Lender Four Hundred Seventeen Thousand DOLLARS and Zero CENTS Dollars (U.S. $ 417,000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than March 1, 2039 STATE OF NEBRASKA NEBRASKA- Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 Laser Forms Inc. (800) 446-3555 LFI #FNMA3028 4/02 Page 1 of 13 Initials: