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<br />When Recorded Return To:
<br />-- First Mortgage Company LLC d/b/a Equitable
<br />Mortgage of Nebraska
<br />1569 Washington St.
<br />Blair, NE 68008
<br />
<br />(Space Above This Uhe For Recording Data)
<br />o
<br />DEED OF TRUST
<br />
<br />MIN: 1000162-0002114817-2
<br />
<br />DEFINITIONS
<br />
<br />Words used in multiple sections Oflhis document are defined below and other words are defined in Sections 3. 1 L 13. 18.20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />
<br />(A) "Security Instrument" means this document, which is dated
<br />all Riders to this document.
<br />(B) "Borrower" is Jacquilyn D. !\I. Unruh, a single person
<br />
<br />February 5th
<br />
<br />, 2009 . together with
<br />
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is First Mortgage Company LLC d/b/a Equitable Mortgage of Nebraska
<br />is a Limited Liability Company organized and existing under the laws of the State of Oklllhoma
<br />Lender's address is 6501 North Broadway Ste. 250 Oklahoma City, OK 73116
<br />(D) "Trustee" isJohn Q. llachm:m, Attorney at Law
<br />
<br />. Lender
<br />
<br />(E) "MERS" is Mortgage Electronic Registration Systems. Inc. MERS is a separate corporation that is acting solely as a
<br />nominee for Lender and Lender's successors and assigns. MERS Is the beneficiary under this Security Instrument.
<br />MERS is organized and existing under the laws of Delaware, and has an address and telephone number ofP .0. Box 2026.
<br />Flint, MI4850 1-2026. tel. (888) 679.MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated February 5th . 2009 _ The Note
<br />states that Borrower owes Lender Fifty Four Thousand Four Hundred and 00/100
<br />Dollars (U .S. $54,400.00 ) plll'i interest Borrower has promised
<br />to pay this debt in regular Periodic Payments and to pay the debl in full not later than March I, 2039
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(8) "Loan" means the debt evidenced by the Note. plus interest, any prepayment charges and late charges due under the
<br />Note, and all sums due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The foJlowing Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />
<br />o Adjustable Rate Rider
<br />o Balloon Rider
<br />o 1-4 Family Rider
<br />
<br />o Condominium Rider
<br />o Planned Unit Development Rider
<br />o Biweekly Payment Rider
<br />
<br />o Second Home Rider
<br />o Other(s) [specifY]
<br />
<br />(J) "Applicable Law" means all controlling applicable federal. state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect oflaw) as well as all applicable final, non-appealable judicial opinions.
<br />(K) "Community Association Dues, Fees, and Assessments" means all dues. fees. assessments and otherchar~es that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar orgaruzation.
<br />(L) "Electronic Funds Transfer" means any transfer offunds. other than a transaction originated by check, draft, orsirnilar
<br />paper instrument, which is inhiated throu$11 an electronic terminal, telephonic instrument, computer, or magnetic tape so as
<br />to order. instruct, or authorize a financial mstitution to debit or credit an account. Such tenn includes. but is not limited to,
<br />point-of-sale transfers. automated teller machine transactions, transfers initiated by telephone. wire transfers. and automated
<br />clearinghouse transfers.
<br />(M) "Escrow Items" means those items that are described in Secrion 3.
<br />(N) "1\1 iscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) dal11llge to, or destruction of, the
<br />Property: (ii) condemnation or other taking of all or any part of the Property: (Hi) conveyance in lieu of condemnation; or
<br />(iv) misrepresentations of, or omissions as 10. the value and/or condition of the Property.
<br />(0) "Mortgage Insurance" means insurnnce protecting Lender against the nonpayment of, or default on, the Loan.
<br />(P) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note. plus (ii)
<br />any amounts under Section 3 of this Security Instrument.
<br />
<br />NEBRASKA-Singh: Family-Fannie MaclFreddle Mac UNIFORM tNSTRUMENT
<br />I 2439.CV (11107) 4200244
<br />
<br />(M [RS)
<br />
<br />Form 3028 t/O I (pQge J Qf8 pages)
<br />Creative Thinking, Inc.
<br />
<br />GOTO(ool at>a89)
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