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<br />
<br />CLOUD
<br />Loan Number 1100878440
<br />Case Number 321-2624230-703
<br />MIN 100052211008784405
<br />
<br />THIS DEED OF TRUST ("Security Instrument") is made on FEBRUARY 12, 2009, among the grantor, TIM
<br />CLOUD and KAREN CLOUD, HUSBAND AND WIFE ("Borrower"). The trustee is
<br />FTRST AMERTC,AN 'T'T'T'T,E TNSTTRANCE COMPANY ("Trustee"). The beneficiary is MORTGAGE
<br />ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") (SOLELY AS NOMINEE FOR LENDER, AS
<br />HEREINAFTER DEFINED, AND LENDER'S SUCCESSORS AND ASSIGNS). MERS IS ORGANIZED AND
<br />EXISTING UNDER THE LAWS OF DELAWARE, AND HAS AN ADDRESS AND TELEPHONE NUMBER OF
<br />POST OFFICE BOX 2026, FLINT, MICHIGAN 48501-2026, TELEPHONE (888)679-MERS. }i'RANKLIN
<br />AMERICAN MORTGAGE COMPANY, a corporation organized and existing under the laws of TENNESSEE, and whose
<br />address is 501 CORPORATE CENTRE DRIVE, SUITE 400, FRANKLIN, TENNESSEE 37067 ("Lender"). Borrower
<br />owes Lender thc principal sum of ONE HUNDRED THREE THOUSAND FOUR HUNDRED EIGHTY-NINE AND
<br />OO/lOOths Dollars (U.S.$103,489.00). This debt is evidenced by Borrower's note dated the same date as this Security
<br />Instrument ("Note"), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on
<br />MARCH 1, 2039. This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with
<br />interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest,
<br />advanced under Paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's
<br />covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, in consideration of the
<br />debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following
<br />described property located in HALL County, Nebraska:
<br />
<br />DEED OF TRUST
<br />
<br />~
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<br />C]
<br />
<br />THE WESTERLY 77 FEET OF LOT 5, EXCEPT THE WESTERLY 18 FEET THEREOF, IN
<br />BLOCK 6, WESTERHO}i'F'S FIRST SUBDIVISION IN THE CITY OF GRAND ISLAND, HALL
<br />COUNTY, NEBRASKA, EXCEPT THE SOUTHERLY 30 FEET THEREOF, DEEDED TO THE CITY
<br />OF GRAND ISLAND FOR STREET PURPOSES.
<br />
<br />which has the address of 2912 WEST 16TH STREET, GRAND ISLAND
<br />Nebraska 68803 [Zip Codel ("Property Address");
<br />
<br />[Street. City] ,
<br />
<br />GV2171-1 (696) Page 1 of7
<br />
<br />FHA Nebraska Deed of Trust
<br />
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